Earlier this week, we told you that roughly half the people in the country can get benefits under a settlement that the FTC and others reached with Equifax. Now, you can now find out if you were affected by the September 2017 breach and make your claim for benefits.
Start at ftc.gov/Equifax. There, you can use a tool to find out if your information – like your Social Security number (SSN) – was exposed in the breach, learn about benefits, and start your claim to get free credit monitoring and maybe even cash. If your info was exposed in the breach, the settlement will give you up to 10 years of free credit monitoring. That means you’ll get an alert whenever somebody checks your credit history, opens a new loan or credit card in your name, or says a payment is late. So if somebody has, say, your SSN and tries to use it to get a loan, this free credit monitoring service would let you know right away. That’s the kind of information that might make a real difference when you apply for a job, try to rent an apartment, or apply for credit.
And a word on the cash: there are several ways to get reimbursed for the time or money you spent dealing with the after-effects of the breach. Read more at ftc.gov/Equifax, but here’s something to consider. To get paid back for up to ten hours of your time, you just need to say what you were doing for those ten hours.
Check out ftc.gov/Equifax to learn more, and be sure to file your claim by January 22, 2020.
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In reply to I don't think credit by Teresa
Go to www.FTC.gov/Equifax to read more about what is available.
Even if you do not file a claim, you can get free help recovering from identity theft. For at least seven years, you can get free identity restoration services. If you discover misuse of your personal information, call the settlement administrator at 1-833-759-2982. You will be given instructions for how to access free identity restoration services.
In reply to I don't think credit by Teresa
In reply to I don't think credit by Teresa
In reply to I don't think credit by Teresa
In reply to Freezing all 3 credit reports by Peter
In reply to We have had ours frozen for by Been hacked
In reply to Freezing all 3 credit reports by Peter
In reply to Who would be doing the credit by Krlyman
To get more information about the free credit monitoring, go to the claim site: www.EquifaxBreachSettlement.com. The website has a link to FAQ (Frequently Asked Questions) at the top of the page. The FAQ have information about the settlement benefits, including credit monitoring.
In reply to Who would be doing the credit by Krlyman
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In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to Has anyone gotten the "lookup by Notmyemail
In reply to I don't know for sure if my by MJ
Use this look-up tool to see if your information was exposed. If your information was exposed, you could file a claim.
In reply to Gone through days, weeks, by Not happy
You can report identity theft at www.IdentityTheft.gov. You can report the type of information that was stolen, create a recovery plan, and use sample letters to contact credit bureaus, businesses and debt collectors.
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