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Many of us don’t have experience planning a funeral. When it’s time to make arrangements, we might ask friends and neighbors for information about local providers. Or ask family members to help shop and sort through the choices. Many of us do research online.

You may not realize it, but the FTC Funeral Rule is also here to help. The Rule gives people rights to important information, and lets them compare prices among funeral homes. Under the Rule, funeral providers must give you an itemized price list when you visit a funeral home to ask about funeral services, and let you see a casket price list before you see the caskets. And, you don’t need to visit a funeral provider to get information; the Rule says funeral homes must give you price information over the phone if you ask for it.

The FTC is reviewing the Funeral Rule to learn how it affects people who shop for funeral goods and services – and how it affects funeral providers, including small businesses. As part of the review, the FTC wants people to send comments to the public record until April 14, 2020. You can comment on the FTC’s general questions, like whether there is a continuing need for the Funeral Rule, and what benefits it gives to people, if any. Or, you can respond to specific questions, including:

  • Should funeral providers be required to post their itemized price lists online?
  • Would a standardized price list format make it easier for consumers to review and compare itemized price information from multiple funeral homes?
  • Should any of the Funeral Rule’s required disclosures be changed to improve clarity?

Learn more about shopping for funeral services. If you think a funeral provider violated the Funeral Rule, report it to the FTC.

If you want to comment on the Rule, please go to the public record. Comments you make on this blog don’t go to the official Rule review public record.

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It is your choice whether to submit a comment. If you do, you must create a user name, or we will not post your comment. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Comments and user names are part of the Federal Trade Commission’s (FTC) public records system, and user names also are part of the FTC’s computer user records system. We may routinely use these records as described in the FTC’s Privacy Act system notices. For more information on how the FTC handles information that we collect, please read our privacy policy.

The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.

  • We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.
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We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. The comments posted on this blog become part of the public domain. To protect your privacy and the privacy of other people, please do not include personal information. Opinions in comments that appear in this blog belong to the individuals who expressed them. They do not belong to or represent views of the Federal Trade Commission.

Funeral User
February 18, 2020
I have had to put too many people in the ground, and using what the funeral rule has done to keep everything above board in the last few years has made it so much better to know what we are paying for. Before the rule, we never knew what the funeral homes were asking us to pay for or charging us for. I have many more family members that I may have to bury. The funeral rule allows me to know what I choose and how much I will be paying for it in the end. Thank you for this. In my opinion, this rule should stay.
FTC Staff
February 18, 2020

In reply to by Funeral User

You can add your comment to the public record until April 14, 2020.  Comments you put here on the blog aren't added to the Rule Review.

DMM
February 18, 2020
It would be nice if we could compare prices online.
FTC Staff
February 18, 2020

In reply to by DMM

You can add your comment to the public record until April 14, 2020.  Comments you put here on the blog aren't added to the Rule Review.

Theresa
February 18, 2020
I wish I knew this sooner I lost my sister 4 months ago it would have been very helpful
AnitaDon't use…
February 18, 2020
These rules have really helped us at a sad and stressful time. Further they have help us pre plan for our own funerals when the time comes taking away the feeling that we me be being conned Thank you
Nancy Idaka Sheran
February 18, 2020
I will be looking into cremation services for my mother in hospice, and plan to do the whole thing online, as she is staying in a facility that is not near me. I plan to use a service close to her. If everything including price lists and descriptions of services were online it would make things easier for me.
BIGD
February 18, 2020
I feel that every funeral establishment be it a traditional funeral or cremation should clearly outline on line the fees associated with the service.
FTC Staff
February 18, 2020

In reply to by BIGD

You can add your comment to the public record until April 14, 2020.  Comments you put here on the blog aren't added to the Rule Review.

Chappell
February 18, 2020
Yes, I believe the public deserves pricing information be made available upfront. It is difficult to make decisions during the loss of a loved one when emotions are at a peak and the task to make a decision is much more difficult than usual. Transparency in pricing would greatly assist families.
FTC Staff
February 18, 2020

In reply to by Chappell

You can add your comment to the public record until April 14, 2020. Comments you put here on the blog aren't added to the Rule Review. 

sam
February 18, 2020
All of these ideas are good and should be implemented. I had no idea they even existed. If it’s so important for consumers of funeral services to do this it’s even more important in the healthcare industry. Please also adopt these same rules for healthcare providers.
FTC Staff
February 18, 2020

In reply to by sam

You can add your comment to the public record until April 14, 2020.  Comments you put here on the blog aren't added to the Rule Review. 

aje
February 18, 2020
I have shared with people proactively. Wonderful idea.
Carl Curtis
February 18, 2020
Prices should be itemized more than they are. Yes, they should be on the internet. I agree with each funeral home using the same terms to represent what the service is and the cost of each thing.
Menus Galore
February 18, 2020
Every funeral home, doctor, lawyer, plumber, dentist, and dog groomer should indeed have their standard rates and optional prices posted at their places of business and online -- just like every other legit business. Make it so.
FTC Staff
February 18, 2020

In reply to by Menus Galore

You can add your comment to the public record until April 14, 2020.  Comments you put here on the blog aren't added to the Rule Review.

Ben J.
February 18, 2020

In reply to by FTC Staff

A list of services provided and prices would be very helpful. On-line access also.
Weezie33
February 20, 2020

In reply to by Menus Galore

Excellent comment! I am in full agreement with you. Thanks for your comments!
GMSH
February 18, 2020
Funeral cost should be made public on line. Cost of funerals have risen over my lifetime and I am concerned. My brother had to borrow from family to bury his wife.
youremailaddress
February 18, 2020
Cemetery tried to charge us $600 for a vase to put flowers in. You cannot buy one from outside unless they ‘approve’ it. Price gouging the most vulnerable pure and simple. Fine cemetery or funeral home for price gouging.
FTC Staff
February 19, 2020

In reply to by youremailaddress

The current Funeral Rule doesn't apply to cemeteries, unless they offer funeral goods & services, and are for-profit. One question in the Rule Review asks about broadening the Rule to apply to cemeteries. 

You can make a comment on the Public Record until April 14, 2020.  Comments you put here on the blog aren't added to the Rule Review.

MEM
February 18, 2020
While it would be helpful to be able to compare prices online, I don't think it would be fair business practice to mandate Funeral Homes post their prices. Perhaps a range of prices per service, i.e. casket, grave opening, could be displayed online, and then the consumer would be directed to call for pricing based on their specific preferences and needs.
spg
February 19, 2020
Please make on line pricing they have been gouging People for to long, at there worst time not nice
Seriously
February 18, 2020
It would be nice to have more detailed information on pricing for funeral, caskets, and urns and cost for cremation.
kclark01
February 18, 2020
Would be nice if funeral homes had mandatory up front pricing.
FTC Staff
February 18, 2020

In reply to by kclark01

Right now, under the Rule, funeral providers must give you an itemized price list when you visit a funeral home to ask about funeral services, and let you see a casket price list before you see the caskets.

And, you don’t need to visit a funeral provider to get information; the Rule says funeral homes must give you price information over the phone if you ask for it.

Symbad
February 19, 2020

In reply to by FTC Staff

Outstanding information!!!!! Did not know the Funeral Rule existed Thanks for the postings. Very, Very informative.
MEM
February 18, 2020
While it would be helpful to be able to compare prices online, I don't think it would be fair business practice to mandate Funeral Homes post their prices. Perhaps a range of prices per service, i.e. casket, grave opening, could be displayed online, and then the consumer would be directed to call for pricing based on their specific preferences and needs.
Broken-hearted
February 18, 2020
Funeral arranging is so difficult. It is adding more trauma to the already grief stricken family. We are so vulnerable, some are guilt ridden and others just cannot make decisions when in mourning. Whether arrangements are made before or after death, neither is easier. I say all of that because standardized, published, itemized choices available online would make the horrendous job so much easier. Families can all be together and every line item known. Choices are easier to make. Pictures are clearly show comparisons. We can pick and buy a car online because of full disclosure. Why not order your funeral?
Dona
February 18, 2020
All the comparable information does no good when you live in an area that has one funeral home. Also added costs from one state to another are amazing. I paid $500.00 for a cremation. Four years my sister paid over $2,000. in another state. She also had to wait over to weeks for the cremains. Neither of us bought an urn. Is there really that much of a difference in the process and state charges from one state to another? Just an observation.
dorjam
February 18, 2020
I did not know this site exsisted. I think its great and I hope it will stay. I believe funeral homes should put their price lists online so we can make more informed choices. Thank You
tessnor
February 18, 2020
when my mother died the funeral home had an additional 1900.00 charge . This was for a prepaid funeral. They said it was to cover the extra cost of inflation. What is the point of a prepaid funeral if this happens?
funereal
February 18, 2020
Yes, to all three. This is a wonderful rule, in my opinion. "Should funeral providers be required to post their itemized price lists online? Would a standardized price list format make it easier for consumers to review and compare itemized price information from multiple funeral homes? Should any of the Funeral Rule’s required disclosures be changed to improve clarity?"
FTC Staff
February 26, 2020

In reply to by funereal

If you would like your comment to be part of the public record, you must add it there. Click on the words public record to be redirected.

The blog comments you add here will not be added to the public record for the Rule Review.

Dweb
February 18, 2020
Do funeral homes need to provide detail pricing for a cremation?
FTC Staff
March 04, 2020

In reply to by Dweb

Under the Funeral Rule, you have the right to get a written, itemized price list when you visit a funeral home. That General Price List shows all the items and services the home offers, and the cost of each one. You can keep the list. 

If a funeral provider offers direct cremation, it must include an itemized price for that  - and other goods and services it offers - on the General Price List.  Read more about your rights under the Funeral Rule.

SandmanIII
February 19, 2020
The Funeral Rule is sufficient without adding further bureaucracy. One can read & understand a published list of costs without it being "standardized" (or sanitized)
LxxxLxxxx##
February 19, 2020
Would you please just put a Link here for people to click on that will take them where they need to be so their comments are recorded in the appropriate place? Thank you!
Joyciebabe
February 18, 2020
I haven't read through everything here that has been provided from this FTC email, but I must thank everyone involved in the organization of this information for us to read, learn and use for our own personal needs. I am just short of 80 years by one month; my husband is 82 and neither of us have searched for funeral information, I just received in the mail four days ago a "Funeral & Cremation Community Survey" sent to us by a local funeral director and I am just so glad I can read the FTC information before completing this survey which I intend to do and then return it to this same director because he/she is the one local funeral business that I have confidence in for my own needs. I have one comment for the FTC because I didn't notice any mention of burial opportunities available to US veterans and their spouses. Locally we have met with veteran representatives about the National Cemetery of the Alleghenies in Southwestern Pennsylvania opportunities and if the FTC is familiar with protocol for other national cemeteries for veterans, it would be a nice addition to this information that was made available. Again, thank you, FTC staff for what you do daily for the benefit of our citizens of these United States of America.
Swheels
February 19, 2020
I have not had to apply the rule as of yet, but I'm positive me or my family will have to one day. I love knowing that the FTC has put into place protection for consumers at a time when impulsive decisions must be made, but knowing you will be given the exact pricing for services and goods wanted, in addition to allowing third party products to be used that may have better pricing and not allowing extra expenses if families chose this route is a great relief knowing there are laws to protect us. Excellent job by FTC you are appreciated.
Heaven Bound
February 19, 2020
This will help tremendously when that time comes. I plan to be cremated after organ donation and just knowing that my only child will not be burdened with my burial is peace of mind that as a consumer we are still protected. My Mom buried my Dad and even though she was covered by insurance he still had no burial stone included with the plot and neither did she. I was able to add a bronze plate to her plot but it cost me $1500 additional. I was living out of town and 15 years later after moving back home I discovered it. Unfortunately, my dads resting place was having financial trouble so he still does not have a tombstone for his grave site which is about $300 or more for his stone. Thank you so much. I can be resting assured that all will be well with my cremation and final resting place.
FTC Staff
February 26, 2020

In reply to by Heaven Bound

If you would like your comment to be part of the public record, you must add it there. Click on the words public record to be redirected.

The blog comments you add here will not be added to the public record for the Rule Review.

LM
February 19, 2020
Buried my dad in 2017 and realized I couldn't order a casket from another business and have it delivered to the funeral home because the funeral home would charge me so much more. I felt forced to buy a casket from the funeral home because it was much cheaper and less hassle from the funeral home. I find this unfair, manipulative and unethical.
FTC Staff
February 19, 2020

In reply to by LM

Right now, the Funeral Rule requires funeral homes to agree to use a casket you bought somewhere else, and doesn't allow them to charge you a fee for using it.

You can add a comment to the Public Record about what happened.  The FTC wants to know about peoples experiences with the Rule.

You can report a provider who violated to the Rule to the FTC at www.FTC.gov/Complaint. The information you give goes into a secure database that the FTC and other law enforcement agencies use for investigations. 

DrKatRaphael
February 26, 2020
ABSOLUTELY price lists should be made available online. Funeral service's price gouging has been a well known fact. Forcing them to publicly display costs online will encourage each funeral provider to employ more competitive pricing. Going to a funeral home with a dead loved one and getting hit with a $10,000 bill is intolerable. And having to go to multiple funeral homes while you have a fallen one in a freezer somewhere is beyond reason. Barbaric. Access to current pricing online is the more merciful way to go.
FTC Staff
February 26, 2020

In reply to by DrKatRaphael

Right now, under the Rule, funeral providers must give you an itemized price list when you visit a funeral home to ask about funeral services, and let you see a casket price list before you see the caskets.

And, you don’t need to go to multiple funeral providers to get information; the Rule says funeral homes must give you price information over the phone if you ask for it.

Buck
February 19, 2020
Funeral home are adding charges that people do not understand . When a close member of the family dies you have enough problems without trying to keep them from ripping you off. They need to post prices as they are over charging .