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Understanding Your Credit

We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you? Your credit matters because it affects your ability to get a loan, a job, housing, insurance, and more. If you understand what your credit is, it’ll help you protect it.

Understanding Your Credit

We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you?

Consumer Alert

The Marriott data breach

Seena Gressin

Marriott International says that a breach of its Starwood guest reservation database exposed the personal information of up to 500 million people.

Consumer Alert

New Credit Law FAQs

Lisa Weintraub Schifferle

You’ve heard about the new law that makes credit freezes free and fraud alerts last one year.

Consumer Alert

Free credit freezes are here

Andrew Smith, Federal Trade Commission, Director, Bureau of Consumer Protection

Free credit freezes and year-long fraud alerts are here, starting September 21st, thanks to a new federal law. Here’s what you should know: