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The Latest in Credit, Loans, and Debt

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Debt Collection FAQs

Is a debt collector calling? What can you do? What are your rights? The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices
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Getting Utility Services: Why Your Credit Matters

Getting utility services ― gas, electricity, water ― has a lot to do with your credit history. The better your credit history, the easier it will be for you to get services. And your on-time (or late)
Article

Shopping for a Mortgage FAQs

Ready to buy a house? Shop around for mortgage loans by getting details and terms from several lenders or mortgage brokers. Use our Mortgage Shopping Worksheet to help you compare loans and prepare to

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Consumer Alerts

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Consumer Alert

FTC halts two student loan debt relief schemes

Terri Miller
Paying off student loans can feel like a big undertaking, especially since it’ll take most people years to see a zero balance. When debt relief companies call promising quick loan forgiveness, you may
Consumer Alert

This Black History Month, take charge of your credit

Terri Miller
The FTC honors the contributions and legacy of Black Americans across U.S. history. One of the top consumer issues we’ve heard from people living in majority Black communities is related to credit

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