Money-Making Opportunities and Investments

You might be interested in making money through investments. Who isn’t? So offers that promise big returns might draw your attention…and scammers know this. They use those promises and clever schemes to lure you in and, unfortunately, people are losing big money on investment scams. In fact, FTC data shows reports of more than $7.9 billion in losses to investment scams, with a median individual loss of more than $10,000 in 2025. Do you know how to spot and avoid investment scams?

If you’re thinking about opening a franchise, you’re probably looking for things like name recognition, training, and support to help you grow your business. What you’re probably not looking for is for a franchisor to mislead you about the risks and costs of opening a franchise. That’s exactly what the FTC alleges Xponential Fitness, one of the world’s largest franchisors of boutique fitness studios, did to prospective franchisees.

Scammers make up all kinds of bogus stories to steal your personal information, or your money. Some go negative and make up a problem that doesn’t really exist. Others try a positive spin and say you won something, like free money made available through a government grant or program. How do you know if these promises are legit—or a scam? Here are five common signs of a fake government grant scam: