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Loans and Mortgages
Understanding consumer loans, including payday loans and car title loans, plus home mortgages and home equity loans.
When you cosign a loan for a friend or family member, you’re putting your own finances and creditworthiness on the line. Here’s what you need to know before you cosign a loan.
Scammers promise to make changes to your mortgage loan or take other steps to save your home, but they don’t deliver. Never pay a company upfront for promises to help you get relief on paying your mortgage.
Fill in the details of this sample letter to raise questions or dispute charges with your servicer. You might wish to send this letter via certified mail with return receipt requested.
Dealing with your mortgage can feel confusing and frustrating. But you have rights when it comes to making your payments and how your servicer manages your account. Learn your rights concerning how your loan servicer manages your mortgage loan account.
The FTC honors the contributions and legacy of Black Americans across U.S. history. One of the top consumer issues we’ve heard from people living in majority Black communities is related to credit
Do you have federal student loans? Have you worked in public service (for a government agency, the military, or a non-profit organization)? If so, find out whether you’re eligible for the Public
Lots of people recently got an email or letter about free credit monitoring through the Equifax settlement. That’s because the settlement with Equifax was just approved by a court. So now, if you
If you have a federal student loan, you probably already know that the Coronavirus emergency relief program that has paused your payments is ending. Scammers know it, too, and are looking for ways to