Unwanted Emails, Texts, and Mail

Chances are, you’ve gotten a scam text about unpaid toll charges or know someone who has. Now scammers are going even further and pretending to be the Department of Motor Vehicles (DMV) from states all over the country. They insist that you pay for an “overdue traffic ticket” and threaten to suspend your driving privileges (among other things) if you don’t. Here’s how the scam works.

Have you ever gotten a text message about a package coming via the United States Postal Service? Maybe it confirmed your order, said a package is out for delivery, or said there’s a problem like unpaid postage, a missed delivery, or you need to update your shipping preferences. That text message will say to click a link to learn more or fix the problem. But there’s a good chance that text message that says it’s from USPS (or FedEx…or DHL…) is really from a scammer.

Did you know that people almost always open text messages? In a new Data Spotlight about the big jump in reported fraud losses involving text scams, the FTC notes a study finding open rates can be as high as 98%. Those are really good odds for a scammer. And when scammers get you to respond to their messages, they’re cashing in. Here’s how you can increase your chances of keeping your money safe.