Articles

Scammers pressure you to wire money to them because it’s easy to take your money and disappear. Wiring money with services like MoneyGram, Ria, and Western Union is like sending cash — once you send it, you usually can’t get it back. Never wire money to anyone you haven’t met in person — no matter the reason they give.

Includes a list of contacts and practical steps to help you get your finances back on track after a weather emergency.

Companies sometimes try to get new customers by sending “prescreened” offers. Learn how prescreening works and how to opt out.

If a debt collector files a lawsuit against you to collect a debt, it’s important to respond — either yourself or through an attorney. And remember, you have rights when it comes to dealing with debt collectors. Here are answers to some common questions you might have about the process.

When it comes to preparing for weather emergencies or other disasters, financial readiness is as important as a flashlight with fully charged batteries. Leaving your home can be stressful, but knowing that your personal and financial documents are up to date, in one place, and easy to find can make a big difference. Here’s how to organize important papers before a disaster strikes.

Do you think an abusive partner or ex is monitoring you through your phone? They might be using stalkerware to secretly track your device activity. Learn more about stalkerware, how to tell if it’s on your device, and what to do if it is.

Here’s what to know about how to dispute errors on your credit report and avoid credit repair scams.

Scammers pretend to be from government agencies like the FTC, Social Security Administration, and  IRS — or say they're calling about your Medicare benefits. Learn the signs and avoid the scam.

Did you apply for credit and get turned down? Or did a lender offer you less favorable terms for credit? If so, they have to give you a notice with certain information. Improving your credit may take some time, but taking some steps will help you do it. 

Learn where to go for legitimate immigration help and avoid dealing with a scammer.

Comparing prices online can save you a bundle when you rent a car. Learn how to compare the total cost — not just the advertised price. Fees and options can increase the base price dramatically.

Some car dealers advertise that, when you trade in your car to buy another one, they’ll pay off the balance of your loan. No matter how much you owe. But what if you owe more than the car is worth? That’s called “negative equity,” and the dealer’s promises to pay off your loan may be misleading. Learn how negative equity works and how to deal with it.