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Fixing Your Credit FAQs

Is information on your credit report correct — just not so good? No one promising to repair your credit can legally remove information if it’s both accurate and current. But there are steps you can
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Virtual Private Network (VPN) Apps on Mobile Devices

If you’re looking for a more secure way to use public Wi-Fi, know the benefits and risks of Virtual Private Network (VPN) apps. How VPN Apps Work What To Know Before You Download a VPN App How VPN
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How To Recognize, Remove, and Avoid Malware

Malware is one of the biggest threats to the security of your computer, tablet, phone, and other devices. Malware includes viruses, spyware, ransomware, and other unwanted software that gets secretly
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College Degree Scams

If you want to improve your chances of being hired or promoted, earning a college degree might help. But not all degree programs are real. Though many online schools and distance learning programs are
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Choosing a Vocational School or Certificate Program

Vocational schools, also known as trade or career schools, and certificate programs can be a great way to train for a variety of jobs. But not all of these programs are useful or legit, so it’s
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Choosing a College: Questions To Ask

Getting a college degree can give you more job options, and might help you make more money. But not every college is the same. Most will give you a valuable education that can help you achieve your
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High School Diploma Scams

There are plenty of good reasons to get your high school diploma through an alternative route. It can open doors to a new job or promotion, or help you get into college or the military. But not all
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What To Do if a Debt Collector Sues You

If a debt collector files a lawsuit against you to collect a debt, it’s important to respond — either yourself or through an attorney. And remember, you have rights when it comes to dealing with debt
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Protect Your Personal Information and Data

The internet has been called the information superhighway. But with scammers, hackers, and other bad guys trying to steal your personal information online, it’s a good idea to know how to lock down
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Password Checklist

Passwords are the locks on your account doors. You keep lots of personal information in your online accounts, including your email, bank account, and your tax returns, so you want good protections in
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Spot Health Insurance Scams

Wading through your health insurance options and plans can be complex, overwhelming, and confusing. Dishonest companies and scammers know this and use it to their advantage. Instead of getting the
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Credit Scores

Creditors use credit scoring systems to figure out if you’d be a good risk for credit cards, auto loans, and mortgages. Phone companies and companies selling auto insurance and home insurance also use
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What To Know About Credit Freezes and Fraud Alerts

Credit freezes and fraud alerts can protect you from identity theft or prevent further misuse of your personal information if it was stolen. Learn what they do and how to place them. Credit Freezes
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Disputing Errors on Your Credit Reports

You want your credit report to be accurate because it affects whether you can borrow money — and how much you'll pay — to borrow money. It also may affect getting a job or insurance, or renting a
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Sample Customer Complaint Letter

Effective complaint letters explain the problem and how you’d like the company to resolve it. Try to be clear and include only the details you need to describe the problem and the resolution you want