Articles

Did you apply for credit and get turned down? Or did a lender offer you less favorable terms for credit? If so, they have to give you a notice with certain information. Improving your credit may take some time, but taking some steps will help you do it. 

Learn where to go for legitimate immigration help and avoid dealing with a scammer.

Generic drugs work just as well as brand-name drugs, and they can save you money.

Comparing prices online can save you a bundle when you rent a car. Learn how to compare the total cost — not just the advertised price. Fees and options can increase the base price dramatically.

Some car dealers advertise that, when you trade in your car to buy another one, they’ll pay off the balance of your loan. No matter how much you owe. But what if you owe more than the car is worth? That’s called “negative equity,” and the dealer’s promises to pay off your loan may be misleading. Learn how negative equity works and how to deal with it.

Someone calls or contacts you saying they’re a family member or close friend. They say they need money to get out of trouble. Not so fast. Is there really an emergency? Is that really your family or friend calling? It could be a scammer.

If you answer the phone and hear a recorded message instead of a live person, it's a robocall. Robocalls trying to sell you something are almost always illegal. Many are also probably scams. Here’s what to know about robocalls and what to do about them.

When you cosign a loan for a friend or family member, you put your finances and creditworthiness on the line. Here’s what you need to know before you cosign a loan.

If you don’t make your loan payments, you might owe extra fees, damage your credit score, and lose your home. Find out how to get legitimate help.

Dishonest advisers try to get veterans to transfer their assets so they appear to qualify for Aid & Attendance benefits but don’t inform them of the negative implications.

Advice to help you stop unwanted calls, and information about the National Do Not Call Registry.

Take time to find a lawyer with relevant experience in the legal area you need. Find out about experience, fees, and possible outcomes. Get agreements in writing.

If you don’t make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Here’s what to do if you can’t make car payments or if your car is repossessed.

These tips can help you hang up on a phone scammer and hold onto your money.

Need to replace a light bulb? People used to shop for light bulbs by the watt, but wattage only tells you how much energy a bulb uses — not how bright it is. That takes lumens. Here’s what to know as you shop around for a new light bulb.

Explains auto warranties and auto service contracts and their differences. Also describes extended warranty scams and your rights.

Learn ways to helps kids reduce the risks that come with socializing online.

Are you having trouble paying your car loan and thinking about doing business with a company that promises to get you a loan with lower monthly payments? Not all refinancing companies play by the rules. Learn how to recognize, avoid, and report auto loan refinancing scams.