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Buyer’s Remorse: The FTC’s Cooling-Off Rule May Help

If you’ve ever asked yourself “what have I done?” after buying something, you’re not alone. Maybe you signed up for a pricey sales training program at a multi-level marketing company’s recruiting
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Warranties

When you make a major purchase, the manufacturer or seller often gives you a warranty — a promise they make to stand behind the product. Whenever there’s a warranty, the law says it must be available
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Buying From an Online Marketplace

Many online marketplaces are selling new and used goods, from home appliances to video games. Marketplaces show up on social media accounts, in online ads, and when you search online. Before you buy
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Auto Warranties and Service Contracts

If you're buying a new or used car, the salesperson might try to sell you an auto service contract to help protect against unexpected or expensive repairs. While a service contract might sound like a
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Extended Warranties and Service Contracts

Some sellers offer an extended warranty or service contract when you buy a product. An extended warranty or service contract is different from the warranties that may automatically come with a product
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Refund and Recovery Scams

They’re the worst of the worst: scams that target people who have already lost money to a scam. If you’ve been scammed, you may be targeted by a refund or recovery scam. In these scams, someone says
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What To Do if You’re the Target of Revenge Porn

Did someone share an intimate image of you without your OK? Or was a nude picture taken without your consent, or maybe an image you shared with someone was shared further than you’d intended? If so
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Shopping for Light Bulbs

For years, people chose light bulbs by the watt, learning over time how bright a typical 40-watt or 60-watt bulb looks. But wattage tells you only how much energy a bulb uses — not how bright it is
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How To Save Money on Heating and Cooling Your Home

More than half of energy used in a typical home goes toward heating and cooling it, according to the U.S. Department of Energy (DOE). The more energy efficient your heating, ventilation, and air
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How To Avoid Disaster Recovery Scams

After extreme weather and natural disasters like hurricanes, wildfires, and tornadoes, you might need to quickly hire someone to help get things back to normal. But don’t hire the first person who
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Vehicle Repossession

If you don’t make your car payments on time, your lender could have the right to take your car without going to court or telling you first. Learn what can happen, and what you can do, if your vehicle
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What To Know When You’re Buying Home Insulation

Regardless of where you live in the country, your home will be more comfortable and energy efficient with the right insulation. Here’s what you need to know when you’re choosing insulation. Insulation
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Getting Utility Services: Why Your Credit Matters

Getting utility services ― gas, electricity, water ― has a lot to do with your credit history. The better your credit history, the easier it will be for you to get services. And your on-time (or late)
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Scammers Pretend To Be Your Utility Company

A call from your gas, electric, or water company threatening to immediately turn off your service is probably a scam. Here’s what you need to know. How Utility Scams Work How To Avoid Utility Scams
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Fake Prize, Sweepstakes, and Lottery Scams

You get a call, email, or letter saying you won a sweepstakes, lottery, or prize — like an iPad, a new car, or something else. But you can tell it’s a scam because of what they do next: they ask you
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How To Avoid a Government Impersonator Scam

Scammers pretend to be calling you from government agencies like the Social Security Administration and the IRS. Or say they work for Medicare. They say that if you don’t pay or you refuse to give