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How To Get Out of Debt

If you’re worried about how to get out of debt, here are some things to know — and how to find legitimate help. What You Can Do On Your Own Credit Counseling Debt Settlement Debt Consolidation Loans
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Shopping for Funeral Services by Phone or Online

When a loved one dies, family members and friends often need to make decisions about a funeral quickly and under emotional stress. If your loved one dies in another state, or you can’t meet in person
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Lost or Stolen Credit, ATM, and Debit Cards

If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for charges made without your permission, but your protection depends on the type of card — and when you report
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Common Health Scams

People spend billions of dollars a year on products and treatments in the hope of improving their health and fitness. But a lot of that money goes to companies that make fake claims about those
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Mortgage Discrimination

Discriminating against someone who’s trying to get a mortgage loan is against the law. Know your rights and what to do if you suspect discrimination. Fair Lending Laws and Your Rights Before and
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Credit Discrimination

Federal law gives you protections when you deal with any organizations or people who regularly extend credit. That includes, for example, banks, small loan and finance companies, retail and department
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Understanding Your Credit

We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you? Your credit matters because it affects your ability to get a loan, a job
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Avoiding Scams To Lower Your Credit Card Interest Rate

Some scammy debt relief companies will say just about anything to get your money. They promise to get you a lower credit card interest rate, claiming to be able to save you thousands of dollars but
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Home Equity Loans and Home Equity Lines of Credit

If you’re thinking about getting a home equity loan or a home equity line of credit, shop around. Compare financing offered by banks, savings and loans, credit unions, and mortgage companies. Shopping
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Invention Promotion Scams

Dishonest invention promoters lie about the profit potential of your invention to get you to pay for expensive, but often useless, services. Here’s what you need to know to avoid an invention
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Buying American Indian Arts and Crafts

Whether you’re drawn to the beauty of turquoise and silver jewelry or the earth tones of Indian pottery, learning more about American Indian arts and crafts can help you make sure you buy quality
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Cosigning a Loan FAQs

When you cosign a loan for a friend or family member, you’re putting your own finances and creditworthiness on the line. Here’s what you need to know before you cosign a loan. What’s a cosigner? Why
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Employer Background Checks and Your Rights

If you’re applying for a job or a promotion, an employer might run a background check. Federal law and some state laws give you rights when this happens. Employers must get your written permission
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Robocalls

If you answer the phone and hear a recorded message instead of a live person, it's a robocall. If you’re getting a lot of robocalls trying to sell you something, odds are the calls are illegal. Many
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Trouble Paying Your Mortgage or Facing Foreclosure?

If you’re struggling to make your mortgage payments, or you’re already in default, there are things you’ll need to know and ways to resolve issues with your lender or servicer. Many people find it