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Having a lot of debt can be stressful at any age. But if you’re retired or about to live on a fixed income, paying off debt can sometimes be more challenging. As you explore your options, know that scammers might promise to take away your debt — for a fee. If you pay them before they help you, you’ll likely lose money instead of getting a fresh start. So, what’s the best way to pay down debt while avoiding scams?

Scammers are pretending to be Amazon again. This time, they’re sending texts claiming there’s a problem with something you bought. They offer a refund if you click a link — but it’s a scam. Here’s how the scam works so you can avoid it.

It takes a village of trusted adults to help military kids adapt to new cities and overcome being the new kid in class again. Kids often need that same village of parents, coaches, and teachers to help them navigate safely online. If you’re looking for tools to talk with kids about privacy and online safety, digital citizenship, spotting and avoiding scams, and understanding advertising, Youville can help!

If someone contacts you unexpectedly and tells you to buy gold bars and hand them to someone (anyone!) to “protect your money,” you’ve spotted a scam. Instead of doing what they say, stop. Want to know how these scams work and how to avoid them? Read on.

In response to the devastating flash flooding in central Texas, many are looking for ways to get and give help. And scammers are looking to prey on people’s generosity. So how can you make sure your donations go to the people who need them and not to a scammer?

Chances are, you’ve gotten a scam text about unpaid toll charges or know someone who has. Now scammers are going even further and pretending to be the Department of Motor Vehicles (DMV) from states all over the country. They insist that you pay for an “overdue traffic ticket” and threaten to suspend your driving privileges (among other things) if you don’t. Here’s how the scam works.

After a long search, you’ve got that new job. You can’t wait to share the good news on social media, but as you’re shouting it from the virtual rooftop, know this: it’s not only friends and colleagues who’ll get the alert. Scammers are watching, too — and they might use the update to target you.

Scammers are always “hiring” but don’t actually want to employ you. Instead, they want your money, personal information, or both. Here’s how to spot and avoid a job scam.

Scammers know natural disasters create opportunities to take advantage of people. One way they do that is by impersonating Federal Emergency Management Agency (FEMA) officials to steal people’s money and personal information. FEMA impersonators often show up, call, or text people after a weather emergency and offer services like disaster grants or home inspections for a fee, usually cash up front. But these are scams: FEMA doesn’t charge people for disaster assistance.

You might get an email or text that seems to come from Apple, Microsoft, or Google, saying you’re out of storage. The message looks legit, and you might think there’s a chance you need more cloud space, but your scam-radar is going off. How can you be sure the link to upgrade isn’t a scam?