Step 1. Report the identity theft to the Federal Trade Commission at IdentityTheft.gov.
- You’ll get an FTC Identity Theft report and a personal recovery plan.
- Save a copy of your FTC Identity Theft Report. You’ll need to submit it to the SBA.
- Follow the personal recovery plan to stop further misuse of your personal information and help repair the damage the identity theft caused.
Step 2. Visit the SBA’s website at sba.gov/idtheft.
- Follow the steps there to report the identity theft to the SBA. This step is required to start the SBA review process.
Step 3. If the identity theft involved a PPP loan and you know the private lender that issued the loan, contact the lender, too.
- Explain that an identity thief used your personal information to get the PPP loan without your knowledge or authorization. Tell them the loan is fraudulent.
- Ask the lender to release you from the loan and to take all the steps needed to remove information about the loan from your credit files.
- Ask the lender to send you a letter explaining the actions it’s taken.
- Write down who you spoke with and when. You may need to contact the lender again.
- Know that the lender may require a copy of your FTC Identity Theft Report and other documents. This sample letter can help you get things started.
For questions about COVID-19 EIDL identity theft, contact SBA COVID-19 EIDL Customer Service at 833-853-5638 or by email at IDTRecords@sba.gov.
For questions about PPP loan identity theft, contact the SBA by email at PPPIDTheftInquiries@sba.gov.
Note: This blog, originally posted on March 9, 2021, has been updated with revised steps for reporting identity theft involving SBA loans to the FTC and SBA.
The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.
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In reply to I was notified by Experian by James Fishman
You can report the attempted identity theft at www.IdentityTheft.gov. This blog explains other steps you can take to protect your information in case the scammer tries again to use your name and Social Security number. The information you enter at IdentityTheft.gov goes into a secure database that is shared with other law enforcement agencies and used in investigations.
In reply to I reported a fraudulent EIDL by Patrick in NC