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Cosigning a Loan FAQs

When you cosign a loan for a friend or family member, you put your finances and creditworthiness on the line. Here’s what you need to know before you cosign a loan.
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Disputing Errors on Your Credit Reports

You want your credit report to be accurate because it affects whether you can borrow money — and how much you'll pay — to borrow money.
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Free Credit Reports

Learn how, why, and when to order copies of your free annual credit report.
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Understanding Your Credit

We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you?
Consumer Alert

Pay your student loans — not scammers

Ari Lazarus
You’ve probably heard the news — federal student loan repayments are starting again in October. But scammers might try and tell you they can help you avoid repayment, lower your payments, or get your loans forgiven — for a price. Here’s how to spot and avoid these scams.
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Auto Loan Refinancing Scams

Are you having trouble paying your car loan and thinking about doing business with a company that promises to get you a loan with lower monthly payments? Not all refinancing companies play by the rules. Learn how to recognize, avoid, and report auto loan refinancing scams.
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What To Know About Payday and Car Title Loans

Need cash fast to deal with an emergency, bills, or rent? A payday loan or car title loan might be tempting. But these are expensive loans and they can trap you in debt. Find out how they work and about other possible ways to get money or credit quickly.
Consumer Alert

Did you hear the SCOTUS decision on student loan debt relief? So did scammers.

Ari Lazarus
If you have federal student loans, you’ve probably heard about the Supreme Court decision and know that repayments are restarting in October. But you might also be hearing from scammers who take advantage of confusion around big news like this. So how will you know what’s real and what’s a scam?
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Paying for School and Avoiding Scams

Paying for school can be expensive. Many people need to take out loans to cover the cost, but dealing with the debt and repayment options can be confusing.