January 2026

If there’s information on your credit report that’s correct but not so great, it can make it harder to get credit with good terms. But there are things you can do yourself for free to help fix your credit. Credit repair companies also charge to do the same things. Before you consider paying, though, know the rules these companies have to follow — rules dishonest companies and scammers often break.

Looking for some life hacks or advice about managing money? There’s no shortage of online influencers ready to help. But not all advice is good advice (or truthful). And in some cases, what they’re telling you might be more than a bad idea — it might be illegal.