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Understanding Your Credit

We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you? Your credit matters because it affects your ability to get a loan, a job
Article

What To Know About Payday and Car Title Loans

If you need cash fast to deal with an emergency, bills, or rent, a payday loan or car title loan might be tempting. But these are expensive loans, and they can trap you in debt. Find out how they work
Article

What To Know About Advance-Fee Loans

Some companies promise you a loan or credit card regardless of your credit history. But they want you to pay a “processing” or other fee first. Those are scams. Learn the telltale signs. What Is an
Consumer Alert

MyLife accused of posting misleading background reports

Seena Gressin
If you’re looking for a job, an apartment, or a loan, there’s a good chance that someone will be looking at you — closely. They may search for your name online or order a background report. They’re
Consumer Alert

Paying, and paying, and paying payday loans

Lisa Lake
If you don’t have the cash or credit to cover a financial emergency, you might be thinking about getting a payday loan. But some payday lenders are not honest about how they collect on those loans and
Consumer Alert

How much for that sofa? Read the fine print.

Lisa Lake
If you need furniture or appliances but don’t have the cash to buy them outright, you might be thinking about other payment options. If you do, pay attention to terms written in fine print that might
Consumer Alert

Payments you didn’t authorize could be a scam

Rosario Méndez
Usually, when I pay with a check, I write it out and sign it, or I direct my bank to send it on my behalf. But what if a check is drawn on my account but I didn’t write it, sign it, or tell my bank to