Article
Understanding Your Credit
We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you?
Article
What To Know About Payday and Car Title Loans
Need cash fast to deal with an emergency, bills, or rent? A payday loan or car title loan might be tempting. But these are expensive loans and they can trap you in debt. Find out how they work and about other possible ways to get money or credit quickly.
Article
What To Know About Advance-Fee Loans
Some companies promise you a low-interest loan or credit card, but want a fee first. They’re scams. Learn the warning signs.
Consumer Alert
FTC says credit repair company sold sham services and a pyramid scheme
If your credit score is low, a promise of a fix that can help you quickly get the money-saving benefits a high credit score brings can be appealing.
Article
Did a Lender Offer Less Favorable Terms or Deny You Credit?
Did you apply for credit and get turned down? Or did a lender offer you less favorable terms for credit? If so, they have to give you a notice with certain information. Improving your credit may take some time, but taking some steps will help you do it.
Consumer Alert
Debt collectors: Mind the “No Parking” signs on credit reports
There’s a virtual “NO PARKING” sign planted smack in the middle of your credit report.
Consumer Alert
MyLife accused of posting misleading background reports
If you’re looking for a job, an apartment, or a loan, there’s a good chance that someone will be looking at you — closely. They may search for your name online or order a background report.
Consumer Alert
Paying, and paying, and paying payday loans
If you don’t have the cash or credit to cover a financial emergency, you might be thinking about getting a
Consumer Alert
How much for that sofa? Read the fine print.
If you need furniture or appliances but don’t have the cash to buy them outright, you might be thinking about other payment options
Consumer Alert
Payments you didn’t authorize could be a scam
Usually, when I pay with a check, I write it out and sign it, or I direct my bank to send it on my behalf.