Using Credit Cards and Disputing Charges
How you handle credit and paying your bills is an Important factor in your credit history and affects how much you will pay to get credit.
Sample Letter for Disputing Credit and Debit Card Charges
Solving Problems With a Business: Returns, Refunds, and Other Resolutions
Overpaid your utility bill? That’s probably a scam
You get a robocall saying you paid too much on a utility bill. To make up for this mistake, they say, you’ll get a cash refund and a discount on your future bills.