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Lost or Stolen Credit, ATM, and Debit Cards
If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for charges made without your permission, but your protection depends on the type of
Article
What To Do if You’re Billed for Things You Never Got, or You Get Unordered Products
Billed for products you never ordered, or for products you ordered but never got? Federal laws protect you. Here's what to do.
Article
Sample Letter for Disputing Credit and Debit Card Charges
There are many reasons why you might need to dispute charges on your credit or debit card. Were you charged for something you returned, ordered but never got, or don’t recognize?
Article
How To Recognize Scams To Lower Your Credit Card Interest Rate
Some scammy debt relief companies promise to get you a lower credit card interest rate, claiming they can save you thousands of dollars.
Consumer Alert
Payment processor’s sales pitches tricked small business owners
Today, people expect to swipe, dip, tap, enter, and use their credit and debit cards everywhere — including at small businesses, local shops, and neighborhood restaurants.
Article
What To Know About Advance-Fee Loans
Some companies promise you a low-interest loan or credit card, but want a fee first. They’re scams. Learn the warning signs.
Article
Using Credit Cards and Disputing Charges
How you handle credit and paying your bills is an Important factor in your credit history and affects how much you will pay to get credit.
Article
Comparing Credit, Charge, Secured Credit, Debit, or Prepaid Cards
Different types of payment cards work in different ways. When you’re deciding which kind of card is right for you, consider how each card works, what fees you might have to pay, and what legal protections each type of card offers.
Consumer Alert
Fraud affects every community
Scams can target specific communities, but they affect people in every community.