Tag: Government Impersonators

When you search online, do you click the first result you see? You’re not alone. But that habit could cost you — especially if you’re searching for health insurance or government healthcare programs like Medicare.

Scammers lie and pretend to be an FTC employee to trick you into giving them money, access to your financial accounts, or your personal information. In a new twist, they falsely claim they’re an FTC “agent” that can help you recover money you lost in a scam. Here’s how this new FTC impersonator scam works.

Scams often start with a text, call, or an ad or message on social media. So, if you have a phone or you’re on social media, chances are you’ve heard from a scammer recently.

Every year, the FTC gets millions of fraud reports from consumers and shares information about the top scams. In what’s not a surprise for anyone who’s followed along in the past, imposter scams were the #1 scam for the ninth year in a row. So, what do we know about these imposter scams?

Did you get a text with a picture of what looks like an official notice of a traffic hearing? You’re not alone. The FTC has seen a spike in reports about this text scam in the last month. It’s just the latest story of how scammers are trying to separate people from their money. Here’s how this scam works — and how to avoid it.

Did you get a call or text saying you’re eligible for thousands of dollars in unclaimed property? Don’t get excited yet. It might be a scammer looking to steal your money or personal information. Here’s how to avoid that scam — and find out if a government agency has money, stocks, or another asset that belongs to you.

With global attention focused on the conflict in Iran, it’s no surprise scammers have already added that situation to their story lines. Some recent reports to the FTC about imposter, romance, and fake charity scams include an Iran twist. The details change, but the scammer’s goal is always to trick you into paying or sharing your personal information. Here are some examples of these scams — and how to protect yourself.

Scammers make up all kinds of bogus stories to steal your personal information, or your money. Some go negative and make up a problem that doesn’t really exist. Others try a positive spin and say you won something, like free money made available through a government grant or program. How do you know if these promises are legit—or a scam? Here are five common signs of a fake government grant scam:

Unemployment benefits can be a life saver if you’re between jobs. But what happens if a scammer misuses your personal information, like your Social Security number (SSN) to file a fraudulent unemployment claim? That’s identity theft.

Your phone rings and what the caller says next sends you into a panic. They claim there’s fraud on your credit card, someone hacked your bank account, you owe a tax debt, or your benefits will end today. Your adrenaline is pumping, and your mind races a hundred miles an hour. They sense this—and they say they can help. Should you trust them? No.