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Your Rights When Paying Your Mortgage

Dealing with your mortgage can feel confusing and frustrating. But you have rights when it comes to making your payments and how your servicer manages your account. Learn your rights concerning how your loan servicer manages your mortgage loan account.
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Shopping for a Mortgage FAQs

Ready to buy a house? Shop around for mortgage loans by getting details and terms from several lenders or mortgage brokers.

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Free Credit Reports

Learn how, why, and when to order copies of your free annual credit report.
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What To Know About Advance-Fee Loans

Some companies promise you a low-interest loan or credit card, but want a fee first. They’re scams. Learn the warning signs.
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How To Get Out of Debt

If you’re worried about how to get out of debt, here are some things to know — and how to find legitim

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Lost or Stolen Credit, ATM, and Debit Cards

If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for charges made without your permission, but your protection depends on the type of
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Mortgage Discrimination

Discriminating against someone who’s trying to get a mortgage loan is against the law.
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Credit Discrimination

Federal law gives you protections when you deal with any organizations or people who regularly extend credit.
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Understanding Your Credit

We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you?
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Credit Scores

Creditors use credit scoring systems to figure out if you’d be a good risk for credit cards, auto loans, and mortgages.
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Disputing Errors on Your Credit Reports

You want your credit report to be accurate because it affects whether you can borrow money — and how much you'll pay — to borrow money.