Recognize an FTC Impersonator

If you’re looking to get insurance from the Health Insurance Marketplace, you have until January 15th to sign up. But dishonest companies sometimes advertise comprehensive health insurance when it’s really a medical discount plan or a health plan with limited insurance benefits. And, sometimes, an insurance “offer” is just a scam. As you compare your options, here are some things to consider:

People in the military are known for looking out for one another. That’s why scammers set up camp outside military banks pretending to need help — just to get through the holidays. But take a tactical pause. This might be a scammer looking to use your phone to drain your bank accounts. Learn to spot and avoid this scam.

All year round, scammers pose as government agencies like the Federal Trade Commission (FTC) to try to steal your money. Scammers sometimes make unexpected calls pretending to be FTC employees like Chief Privacy Officer John Krebs — but it’s not actually him. Here’s how the scam works so you can spot and avoid it.