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Online marketplaces sell goods from local groups and national companies. Before you buy, learn about refunds, returns, and how to get help in case of problems.

We know that scammers target Latinos with calls and ads in English and Spanish because the FTC has sued to stop them. When the FTC hears about the Latino community’s experiences and collects their reports about frauds and scams, it helps everyone. Want to be part of the solution? Add your voice and help us get the word out this #HispanicHeritageMonth.

As recovery efforts continue in areas hit hard by mother nature’s recent bi-coastal punch, scammers are not far behind. They see tragedy as opportunity, and they'll use the devastation caused by severe storms — like Typhoon Merbok, Hurricane Fiona, and Hurricane Ian, now headed for shore — to try to take advantage of those affected. As well as of anyone who tries to help. That's why it's so important to know how to spot the scams that often follow natural disasters.

When buying a home, shop around, compare terms, and prepare to negotiate to get the best deal.

Scammers promise to make changes to your mortgage loan or take other steps to save your home, but they don’t deliver. Never pay a company upfront for promises to help you get relief on paying your mortgage.

When you’re online, some companies try to trick you into buying things you don’t want. Or into giving them permission to use your personal information. The use of these deceptive designs, known as dark patterns, is on the rise, according to a new report from the FTC. So, what do these dark patterns look like — and how do they take your money and your data?

If you’re having a hard time making your mortgage payments, we have some advice on what to do next. We also want you to know that there are companies out there who will say they’ll help but are out to take advantage of you.