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If you own a business or know someone who does, you know how important a trademark is for protecting your intellectual property. Scammers do, too, and they’re impersonating the United States Patent and Trademark Office (USPTO) to steal your money. Here’s how the scam works.

It’s a good day for any federal or state government agency when they can say kids are safer, and today is that day for the Federal Trade Commission and the Utah Division of Consumer Protection. Together, they announced a settlement with Aylo, a collection of companies managing more than 100 porn sites (including Pornhub, YouPorn, and Redtube) over their distribution of child sex abuse materials, as well as non-consensual images and video.

A voicemail from an unknown caller reminding you about a $52,000 loan that you didn’t apply for can throw you off balance. Which explains why scammers send them — hoping you’ll respond first and think later. You might already know how to spot phone scams, but in case you need a refresher, here’s how to spot this one.

The Children’s Online Privacy Protection Rule (COPPA Rule) gives parents control over the online collection of their children’s personal information. Before a website or app collects personal information from a child under the age of 13, it must notify the parents and get their approval. Under a settlement with the FTC, Disney has agreed to pay a $10 million penalty for violating the COPPA Rule.