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If you’re looking to get insurance from the Health Insurance Marketplace, you have until January 15th to sign up. But dishonest companies sometimes advertise comprehensive health insurance when it’s really a medical discount plan or a health plan with limited insurance benefits. And, sometimes, an insurance “offer” is just a scam. As you compare your options, here are some things to consider:

You want your credit report to be accurate because it affects whether you can borrow money — and how much you'll pay — to borrow money. It also may affect getting a job or insurance, or renting a place to live.

People in the military are known for looking out for one another. That’s why scammers set up camp outside military banks pretending to need help — just to get through the holidays. But take a tactical pause. This might be a scammer looking to use your phone to drain your bank accounts. Learn to spot and avoid this scam.

All year round, scammers pose as government agencies like the Federal Trade Commission (FTC) to try to steal your money. Scammers sometimes make unexpected calls pretending to be FTC employees like Chief Privacy Officer John Krebs — but it’s not actually him. Here’s how the scam works so you can spot and avoid it.

You never know where your big Hollywood break will come from. But it probably won’t start with an unexpected text message about a virtual casting call. That’s likely a scam. Learn the cues to avoid this type of phishing scam.

Did someone take or share an intimate image or video of you without your consent? That’s known as nonconsensual distribution of intimate images. If that’s happened to you or someone you know, here’s information to help you decide what to do.

A work-from-home job promising easy money and a fancy title like “delivery operations specialist” or “quality control manager” might sound great. But if the offer says all you need to do is receive shipments, repackage them, and send them on to a new address, it’s a reshipping scam. Here’s what the “employer” leaves out of the job description.