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When a Business Offer or Coaching Program Is a Scam

If you’ve ever thought about starting an online business, being your own boss, or earning a living from investing, you’re not alone. But many people looking for ways to earn money are finding scams
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Government Grant Scams

Offers of free money from government grants are scams. Someone might offer you a grant to pay for education, home repairs, home business expenses, or unpaid bills. But they’re all scams. Here’s how to
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Mystery Shopping Scams

Getting paid to shop sounds like a dream job — especially if you’re looking for a side job or going to school full-time. Don’t let your dream job turn into a nightmare. Find out how to avoid mystery
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Invention Promotion Scams

Dishonest invention promoters lie about the profit potential of your invention to get you to pay for expensive, but often useless, services. Here’s what you need to know to avoid an invention
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Employer Background Checks and Your Rights

If you’re applying for a job or a promotion, an employer might run a background check. Federal law and some state laws give you rights when this happens. Employers must get your written permission
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How Student Loans Work and How To Avoid Scams

Some companies promise to help reduce student loan debt for a fee. But there’s nothing they can do for you that you can’t do for yourself for free. And some companies that promise student loan debt
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College Degree Scams

If you want to improve your chances of being hired or promoted, earning a college degree might help. But not all degree programs are real. Though many online schools and distance learning programs are
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Choosing a Vocational School or Certificate Program

Vocational schools, also known as trade or career schools, and certificate programs can be a great way to train for a variety of jobs. But not all of these programs are useful or legit, so it’s
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Choosing a College: Questions To Ask

Getting a college degree can give you more job options, and might help you make more money. But not every college is the same. Most will give you a valuable education that can help you achieve your
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High School Diploma Scams

There are plenty of good reasons to get your high school diploma through an alternative route. It can open doors to a new job or promotion, or help you get into college or the military. But not all
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How To Avoid Scholarship and Financial Aid Scams

Going to college, vocational school, or a certificate program can often help you move up in your career and make more money — but it can also be expensive. Scammers take advantage of that, saying they
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Multi-Level Marketing Businesses and Pyramid Schemes

Businesses that involve selling products to family and friends and recruiting other people to do the same are called multi-level marketing (MLM), network marketing, or direct marketing businesses
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Fake Prize, Sweepstakes, and Lottery Scams

You get a call, email, or letter saying you won a sweepstakes, lottery, or prize — like an iPad, a new car, or something else. But you can tell it’s a scam because of what they do next: they ask you
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Nanny and Caregiver Job Scams

If you’re looking for a job as a babysitter, nanny, or other kind of caregiver, you might have searched online or used a website that matches you up with potential employers. Scammers also use these
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What To Know About Cryptocurrency and Scams

Confused about cryptocurrencies, like bitcoin or Ether (associated with Ethereum)? You’re not alone. Before you use or invest in cryptocurrency, know what makes it different from cash and other
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Modeling Scams

Could you really be a model or actor? Or maybe it’s your kids who have the right look? You might be flattered — and interested — if a talent scout says you’ve got a future in the business. But you
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Job Scams

Scammers advertise jobs the same way legitimate employers do — online (in ads, on job sites, and social media), in newspapers, and sometimes on TV and radio. They promise you a job, but what they want
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Real Estate and Investment Scams

Investment scams lure you in with promises of teaching you how to make a lot of money quickly, easily, and with low risk — usually by investing in the financial or real estate markets. Sometimes