Tag: Government Impersonators

Scammers posing as government agencies or well-known businesses are increasingly going after retirees’ life savings. They weave a web of lies about some bogus crisis. Then they trick older adults into giving them tens or even hundreds of thousands of dollars.

Scammers are still pretending to be the police, calling to say you’ve missed jury duty and need to pay. But in a new twist, some scammers are now telling you to visit a website to enter your personal information — all so they can steal it and your money.

If someone contacts you unexpectedly and tells you to buy gold bars and hand them to someone (anyone!) to “protect your money,” you’ve spotted a scam. Instead of doing what they say, stop. Want to know how these scams work and how to avoid them? Read on.

Scammers know natural disasters create opportunities to take advantage of people. One way they do that is by impersonating Federal Emergency Management Agency (FEMA) officials to steal people’s money and personal information. FEMA impersonators often show up, call, or text people after a weather emergency and offer services like disaster grants or home inspections for a fee, usually cash up front. But these are scams: FEMA doesn’t charge people for disaster assistance.

Got a letter in the mail from the Department of Veterans Affairs (VA) saying you owe money due to an overpayment of your benefits? You might be wondering: Was I really overpaid? How much do I need to pay back? To get real answers to questions like these, always start by logging into your VA.gov account.

Have you gotten a call that looks like it’s from your local police department? Scammers are faking caller ID to impersonate local law enforcement, hoping to get you to pay. Learn how this scam works so you can avoid it.

If you want to use your driver’s license to fly, you’ll need a REAL ID. If you don’t have one yet, your state’s Department of Motor Vehicles (DMV) is the place to go, and they’re only taking in-person appointments. But people are telling the FTC that scammers are pretending to be the DMV or another government agency. Reports say these “officials” are sending messages saying you can skip the line if you pay or give them information. Here’s how that scam works so you can avoid it.

Scammers impersonating the government — including the Federal Trade Commission (FTC) — is nothing new. But here’s a twist: scammers are now calling themselves FTC “agents” and supplying fake badge numbers and ID cards to try to convince you they are who they say they are. (…They’re not who they say they are. The FTC doesn’t have “agents.”) So how do you avoid scams like this?

Older adults may come from different backgrounds, but one thing they have in common is wisdom gained from life experience. This Older Americans Month, whatever your age, the FTC encourages you to share your wisdom about avoiding scams and fraud with the older adults in your life.

Did you know that people almost always open text messages? In a new Data Spotlight about the big jump in reported fraud losses involving text scams, the FTC notes a study finding open rates can be as high as 98%. Those are really good odds for a scammer. And when scammers get you to respond to their messages, they’re cashing in. Here’s how you can increase your chances of keeping your money safe.