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Whether you served for four, ten, or twenty years, veterans pension and disability benefits might be an important — often essential — part of your life after the military. That’s why scammers call, email, or message to “help” you apply for them. But what they’re really after is your money. These “advisors” make promises they can’t keep and charge filing fees for services that are always free through the Department of Veterans Affairs (VA). Spot scams during the VA benefits claims process to avoid them.

Scammers mask their schemes in offers to help. That might look like an email saying you’re missing out on some of your benefits and an offer to help you apply for them (for a fee, of course). But that’s a scam. Ignore that email.

Some scammers charge fees for fake services like speeding up the claims process or guaranteeing you a 100% disability rating, but only the VA can determine eligibility and award benefits and services. There’s no speeding up the process, and there are no guarantees.

If someone pressures you to sign over a portion of your VA benefits as payment for their help applying, say no. That’s a scam. VA accredited attorneys, claims agents, and Veterans Service Organization (VSO) representatives will help you apply for free.

Skip the scams and go straight to the source — the VA. Here’s what to do:

  • Apply directly to VA. They’ll help you gather and develop evidence to support your initial claim for VA benefits — for free.
  • Need help? Only work with a VA accredited representative. Use the VA Accreditation Search tool to confirm that the person helping you is approved by the VA.
  • Take your time. Scammers pressure you to act fast. Slow down. Read all papers and contracts before signing anything.

If you spot a scam to steal veterans’ benefits, tell the FTC at ReportFraud.ftc.gov. Then, tell your state attorney general.

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