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Consumer Alert

Give yourself some credit (reports)

Seena Gressin
During Financial Literacy Month, we’ve focused on steps to protect your money by spotting and avoiding scams. But here’s another important way to help protect your wallet: regularly check your credit
Consumer Alert

Is a credit freeze or fraud alert right for you?

Seena Gressin
During Identity Theft Awareness Week 2022, we’ve talked about reducing your risk of identity theft. Credit freezes and fraud alerts can help. Both are free and make it harder for identity thieves to
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Mortgage Discrimination

Discriminating against someone who’s trying to get a mortgage loan is against the law. Know your rights and what to do if you suspect discrimination. Fair Lending Laws and Your Rights Before and
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Credit Discrimination

Federal law gives you protections when you deal with any organizations or people who regularly extend credit. That includes, for example, banks, small loan and finance companies, retail and department
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Understanding Your Credit

We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you? Your credit matters because it affects your ability to get a loan, a job
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Avoiding Scams To Lower Your Credit Card Interest Rate

Some scammy debt relief companies will say just about anything to get your money. They promise to get you a lower credit card interest rate, claiming to be able to save you thousands of dollars but
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Cosigning a Loan FAQs

When you cosign a loan for a friend or family member, you’re putting your own finances and creditworthiness on the line. Here’s what you need to know before you cosign a loan. What’s a cosigner? Why
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Fixing Your Credit FAQs

Is information on your credit report correct — just not so good? No one promising to repair your credit can legally remove information if it’s both accurate and current. But there are steps you can
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Financing or Leasing a Car

Shopping for a car? You have options other than paying cash. Whether you finance or lease, here are some things to keep in mind. Before You Buy or Lease a Car Factoring in a Trade-in Financing a Car