Tag: credit

Getting utility services ― gas, electricity, water ― has a lot to do with your credit history. The better your credit history, the easier it will be for you to get services. And your on-time (or late)

If you’re shopping for a credit card or loan, the only words sweeter than “You’re approved!” may be, “You’re pre-approved!” But according to the FTC, many people who got “pre-approved” credit offers

Shopping for a car? You have options other than paying cash. Whether you finance or lease, here are some things to keep in mind. Before You Buy or Lease a Car Factoring in a Trade-in Financing a Car

Some companies promise you a low-interest loan or credit card, but want a fee first. They’re scams. Learn the warning signs.

During Financial Literacy Month, we’ve focused on steps to protect your money by spotting and avoiding scams. But here’s another important way to help protect your wallet: regularly check your credit

During Identity Theft Awareness Week 2022, we’ve talked about reducing your risk of identity theft. Credit freezes and fraud alerts can help. Both are free and make it harder for identity thieves to

Discriminating against someone who’s trying to get a mortgage loan is against the law. Know your rights and what to do if you suspect discrimination. Fair Lending Laws and Your Rights Before and

Federal law gives you protections when you deal with any organizations or people who regularly extend credit. That includes, for example, banks, small loan and finance companies, retail and department

We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you? Your credit matters because it affects your ability to get a loan, a job

Some scammy debt relief companies will say just about anything to get your money. They promise to get you a lower credit card interest rate, claiming to be able to save you thousands of dollars but