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Understanding Your Credit

We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you?

Consumer Alert

What to do if you can’t make car payments

Colleen Tressler
Trouble making car payments? Worried about repossession? Unexpected life events, like a job loss or drop in income, may affect your ability to pay your bills, including car payments. If you’re worried that you won’t be able to make your next car payment, take action as soon as possible. If you get behind on your payments, your lender could repossess your car — sometimes without warning. Read on to learn what to do.

Cosigning a Loan FAQs

When you cosign a loan for a friend or family member, you put your finances and creditworthiness on the line. Here’s what you need to know before you cosign a loan.

Credit Discrimination

Federal law gives you protections when you deal with any organizations or people who regularly extend credit.
Article

Getting Utility Services: Why Your Credit Matters

Getting utility services ― gas, electricity, water ― has a lot to do with your credit history. The better your credit history, the easier it can be for you to get services. And your on-time (or late) payment history with utility companies can be an important factor for your credit in the future.

Getting Utility Services: Why Your Credit Matters

Getting utility services ― gas, electricity, water ― has a lot to do with your credit history. The better your credit history, the easier it can be for you to get services. And your on-time (or late) payment history with utility companies can be an important factor for your credit in the future.
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