Tag: scam

Scammers are always “hiring” but don’t actually want to employ you. Instead, they want your money, personal information, or both. Here’s how to spot and avoid a job scam.

Can you spot an investment scam if it comes from an actual friend’s page on social media? If someone you know is suddenly posting bank account screenshots, claiming they can teach you to make money quickly with little to no risk, it’s likely an investment scam. Keep scrolling to learn how to recognize the signs.

Have you ever gotten a text message about a package coming via the United States Postal Service? Maybe it confirmed your order, said a package is out for delivery, or said there’s a problem like unpaid postage, a missed delivery, or you need to update your shipping preferences. That text message will say to click a link to learn more or fix the problem. But there’s a good chance that text message that says it’s from USPS (or FedEx…or DHL…) is really from a scammer.

Did you know that people almost always open text messages? In a new Data Spotlight about the big jump in reported fraud losses involving text scams, the FTC notes a study finding open rates can be as high as 98%. Those are really good odds for a scammer. And when scammers get you to respond to their messages, they’re cashing in. Here’s how you can increase your chances of keeping your money safe.

Using old tactics and new twists, scammers are impersonating government agencies, including the FTC, to try to steal people’s personal information and money. The FTC is committed to combatting these imposter scams, and there’s encouraging news these efforts are making a difference to American consumers.

Whether you served for four, ten, or twenty years, veterans pension and disability benefits might be an important — often essential — part of your life after the military. That’s why scammers call, email, or message to “help” you apply for them. But what they’re really after is your money. These “advisors” make promises they can’t keep and charge filing fees for services that are always free through the Department of Veterans Affairs (VA). Spot scams during the VA benefits claims process to avoid them.

Scammers lie and pretend to be someone they’re not to trick you into giving them money, access to your accounts, or your personal information. They pretend to be from a business you know or from a government agency — or both. In the latest twist on these constantly evolving schemes, scammers are claiming to be FTC Chairman Andrew Ferguson.

An unexpected package from an unknown sender arrives in your name. You open it and find a note that says it’s a gift, but it doesn't say who sent it. The note also says to scan a QR code to find out who sent it — or to get instructions on how to return it. Did someone really send you a gift? Or is it an attempt to steal your personal information?

Are you interested in learning more about how to protect yourself from identity theft? Check out Identity Theft Awareness Week. During the week, the FTC and its partners will host free webinars and other events to talk about how to spot, avoid, report, and recover from identity theft. Mark your calendars. Identity Theft Awareness Week starts Monday, January 27!

If you’re thinking about upgrading your phone, here are four easy steps to remove your personal information from your phone before you trade it in.