Tag: scam

Scammers make up all kinds of bogus stories to steal your personal information, or your money. Some go negative and make up a problem that doesn’t really exist. Others try a positive spin and say you won something, like free money made available through a government grant or program. How do you know if these promises are legit—or a scam? Here are five common signs of a fake government grant scam:

Your phone rings and what the caller says next sends you into a panic. They claim there’s fraud on your credit card, someone hacked your bank account, you owe a tax debt, or your benefits will end today. Your adrenaline is pumping, and your mind races a hundred miles an hour. They sense this—and they say they can help. Should you trust them? No.

With the winter Olympics in Italy fast approaching, athletes around the world are fine-tuning their routines, sharpening their skates, and finalizing their travel itineraries. If you’re planning to go to the Olympics, having a sound game plan is a key to success, just as it is for the competitors. Here’s what to know about travel, ticket, and vacation rental scams before you embark on your journey.

Scammers pressure you to wire money to them because it’s easy to take your money and disappear. Wiring money with services like MoneyGram, Ria, and Western Union is like sending cash — once you send it, you usually can’t get it back. Never wire money to anyone you haven’t met in person — no matter the reason they give.

Scammers posing as government agencies or well-known businesses are increasingly going after retirees’ life savings. They weave a web of lies about some bogus crisis. Then they trick older adults into giving them tens or even hundreds of thousands of dollars.

Are you looking to get or switch your health insurance? Know that some dishonest marketers might lie about what your plan would cover, make it seem like they’re selling health insurance when you’re really just getting a discount plan, or try to sell you something else entirely.

You get an unexpected message on WhatsApp, Telegram, text, or social media. The person says you can make quick money online doing tasks. It sounds simple, and the message says you’ll get paid right away. But this could be a scam. Read on to find out how to spot and avoid them.

Having a lot of debt can be stressful at any age. But if you’re retired or about to live on a fixed income, paying off debt can sometimes be more challenging. As you explore your options, know that scammers might promise to take away your debt — for a fee. If you pay them before they help you, you’ll likely lose money instead of getting a fresh start. So, what’s the best way to pay down debt while avoiding scams?

Scammers are always “hiring” but don’t actually want to employ you. Instead, they want your money, personal information, or both. Here’s how to spot and avoid a job scam.

Scammers know natural disasters create opportunities to take advantage of people. One way they do that is by impersonating Federal Emergency Management Agency (FEMA) officials to steal people’s money and personal information. FEMA impersonators often show up, call, or text people after a weather emergency and offer services like disaster grants or home inspections for a fee, usually cash up front. But these are scams: FEMA doesn’t charge people for disaster assistance.