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Identity theft can happen in a lot of ways: a stolen wallet, a missing phone, or a hacked online account. Then there are impersonators — scammers who pretend to be almost anyone. They’ll tell you almost any story to get you to trust them, so they can steal your money or information. If you’re a veteran, there’s another risk: sharing information with someone who claims they’ll help with paperwork and filing benefits claims. But instead of helping you for free as they’re supposed to, dishonest advisers charge you — and may take and misuse your information, too.

Whether you’re making funeral arrangements for a loved one in another state, or simply can’t or don’t want to meet with the funeral provider in person to learn about the goods and services they offer, the FTC’s Funeral Rule gives you the right to get accurate information over the phone. FTC investigators recently discovered many violations of the Funeral Rule, including some providers that didn’t give accurate price information over the phone and others that didn’t give out any price information over the phone.

You’ve probably heard about identity theft, but have you heard about Identity Theft Awareness week? That’s when the FTC and its partners host free podcasts, webinars, Facebook Live interviews, and other events to talk about how to spot, avoid, report, and recover from identity theft. Mark your calendars. Identity Theft Awareness Week starts Monday, January 29!