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Social media can be a great way to connect with new friends, but it’s a different story when someone approaches you to be friends and then asks for money. That’s no friend — that’s a scammer.

When it comes to protecting your identity, you might think about keeping usernames to yourself, using strong passwords, and reviewing your statements. That’s all great. But it’s also important to think about what you do with documents or digital files that contain your financial information. So, let’s look at what you should keep and lock up, and what you should shred or delete.

To paraphrase Taylor Swift, buying concert tickets shouldn’t feel like a bear attack. But for many people hoping to see their favorite artist, sports team, or theatrical cast live, scoring tickets before they sell out can seem impossible. Why? Sometimes there just aren’t enough tickets available for everyone who wants to go. But sometimes, you might be competing with people who break the rules.

Paying off student loan debt takes time. That’s why getting a call from someone who says they can help you get your loans forgiven now (for a fee) might sound appealing. Is it really relief or just a scam?