Skip to main content
Please visit Coronavirus stimulus payment scams: What you need to know for the most recent information.

 

As the Coronavirus takes a growing toll on people’s pocketbooks, there are reports that the government will soon be sending money by check or direct deposit to each of us. The details are still being worked out, but there are a few really important things to know, no matter what this looks like.

 

1. The government will not ask you to pay anything up front to get this money. No fees. No charges. No nothing.

2. The government will not call to ask for your Social Security number, bank account, or credit card number. Anyone who does is a scammer.

3. These reports of checks aren’t yet a reality. Anyone who tells you they can get you the money now is a scammer.

Look, normally we’d wait to know what the payment plan looks like before we put out a message like this. But these aren’t normal times. And we predict that the scammers are gearing up to take advantage of this.

So, remember: no matter what this payment winds up being, only scammers will ask you to pay to get it. If you spot one of these scams, please tell the Federal Trade Commission: www.ftc.gov/complaint. We’re doing our best to stop these scammers in their tracks, and your report will help.

Keep up to date with the latest Coronavirus-related scams at www.ftc.gov/coronavirus or by signing up to get these consumer alerts. 

Watch these videos for more tips on how to avoid ecomonic impact payment scams:

FTC tips to avoid economic impact payment scams

Updated link added on April 21, 2020.

It is your choice whether to submit a comment. If you do, you must create a user name, or we will not post your comment. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Comments and user names are part of the Federal Trade Commission’s (FTC) public records system, and user names also are part of the FTC’s computer user records system. We may routinely use these records as described in the FTC’s Privacy Act system notices. For more information on how the FTC handles information that we collect, please read our privacy policy.

The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.

  • We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.
  • We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.
  • We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.
  • We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. To file a detailed report about a scam, go to ReportFraud.ftc.gov.

We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. The comments posted on this blog become part of the public domain. To protect your privacy and the privacy of other people, please do not include personal information. Opinions in comments that appear in this blog belong to the individuals who expressed them. They do not belong to or represent views of the Federal Trade Commission.

turtle
March 19, 2020
What if you just recently moved. Will they forward the check to your new address? They IRS website says it takes up to 6 weeks to update an address by mail and you can’t do it over the phone.
Aaron 70374
March 19, 2020
Will military disappointed and SSI get a stimulus check. Haven't been able to find out.
FTC Staff
March 23, 2020

In reply to by Aaron 70374

As of today, there are no confirmed details about any stimulus money. Watch for updates from trusted news sources to find the latest.

ScaredInNY
March 19, 2020
I can't wait to get my check and run to the bank with 1000s of other people so we can all get infected there!
msresmith71
March 19, 2020
What if you don't have a checking account how will they know where to send your check
2gunwillie
March 19, 2020
I feel if stimulus are being based on who filed taxes for 2019 would be unfair since the dateline was originally april 15th but was given a 90 day extension that means a lot of folks won't be filing until the later date which means folks cant expect to receive the stimulus check. It should be based on veterans first 2. Senior citizens next '& 3. Folks who lived on fixed incomes these are thr folks i feel need it the most & should come first. But whichever way its done some would cry foul. To be honest the homeless needs it more than anyone but how do you pay folks with no address & most probably dont even have identification. The government shouldnt make claims like this until a plan is set. The money probably will be approved by congress but it hasnt. To say most folks will have stimulus checks in 2 weeks sounds a little far fetched. And this is an election year.
Mike Rembis
March 19, 2020
Some people are asking, rightfully so, if homeless Americans will be given a $1000 stimulus check. If so, how will they cash it without proper identification, and what will you do to ensure that banks or check cashing institutions do not charge fees for cashing checks?
Thanks
March 19, 2020
It's good to know we can have access to the correct information. Thank you.
Rhite
March 19, 2020
People on disability or fixed income ,,,,,do we get a check to help out also I can't get out and make ends meet since no one is wanting help from anyone
FTC Staff
March 20, 2020

In reply to by Rhite

As of today, there are no confirmed details about any stimulus money. Watch for updates from trusted news sources to find the latest.

Cowboys2020't …
March 19, 2020
How will u know when an how these checks are coming?? Can u have them directly deposited,so there not stolen out ur mailbox??
eferrell89
March 19, 2020
If and when the money gets approved I believe checks would be the safest option as personally my husband and I closed out our bank account that had our taxes put into it as someone hacked into it so unless we have the option to submit our new bank account info checks would be the safest option and I’m sure there are many people in the same boat bank accounts close all the time
Sjpalmer
March 19, 2020
I would rather have a check because I usually have a negative bank account because times are hard right now
ace98
March 19, 2020
will the check only be given to the people that get laid off? or will it help those of us that are struggling to find food and basic human needs?
Tracy2
March 19, 2020
Will ppl who haven't bn able to work nor did income tax still qualify for this or is it only for the 1s who work & have an income coming in
beausox
March 19, 2020
What about social security recipient s I get it but still work part time to survive now home due to high risk status
Tricia
March 19, 2020
Will people that get disability check get the stimulus check. That barely covers bills. Theres nothing left to buy extra water or paper towels or anything extra to have on hand.
Tracy1
March 19, 2020
Who is entitled to this... just ppl who work, or have an income coming in or is it everyone one in general even if they don't work
FTC Staff
March 20, 2020

In reply to by Tracy1

As of today, there are no confirmed details about any stimulus money. Watch for updates from trusted news sources to find the latest.

Don't use your…
March 19, 2020
Will people who receive SSI get a check?
Babs
March 19, 2020
Will questions be answered on here? Thanks.
Kim
March 19, 2020
Will ppl on ssd get the 1000
Briansue
March 19, 2020
I'm on SSDI and wife is on SSI. Will we get the check too? Please let me know. Thank you. God bless you.
Longstrangetrip
March 19, 2020
Will people receiving SSI or disability eligible too?
FTC Staff
March 20, 2020

In reply to by Longstrangetrip

As of today, there are no confirmed details about any stimulus money. Watch for updates from trusted news sources to find the latest.

Gary49
March 19, 2020
Will those who have automated banking receive checks in account. Also if you worked at some point and have not worked in years because of mental problems but collect no government checks will they get the stimulus.
Momhasquestion…
March 19, 2020
So if these stimulasnpaymentd do come through,who gets them? By this i mean for people like myself who are court ordered to let "the other parent" claim children every other year yet, "the other parent" pays no support and helps in no way expecially financially. So does that mean they end up with atimulas checks bevause they claimed children they dont help gake care of and us parents who actually take care of these children all year long on our own suffer?? Hopefully thats not the case..
inthesameboat
March 21, 2020

In reply to by Momhasquestion…

I am in the same boat and would like to know this as well if they decide to pass this? I don’t feel it’s fair that the other party gets more free money and has no obligations throughout the year especially during this economically hard times for my children.
scoper53
March 19, 2020
My only source of income is my S/S check and Uber driver that is at a halt right now. I live with parents who are both in their mi 80s and in that danger zone do to existing health conditions. I am 66 and in that same category with COPD, have heart conditions along with pre-diabetes. Fear driving for Uber right now and really need the income. Can't afford to risk myself or bringing home a virus to parents right now. We really can't make it around here without my Uber. What options are out there? Thanks, Mike
JennaL
March 19, 2020
is everyone included ie.. retirees, those on disability? veterans?
Juliette S
March 19, 2020
I am retired due to illness and do not file taxes or receive any income, will I receive a check? Also, how will people who do not have bank accounts or valid i.d (my non-drivers license expired over a year ago cash their checks? To further add to this list, how are the checks obtained if people are hunkering down with relatives in another state?
Play
March 20, 2020
Nobody answered the question yet.....do people on ssdi, ssi, get a check? Do anyone know? I don't think so.
FTC Staff
March 20, 2020

In reply to by Play

As of today, there are no confirmed details about any stimulus money. Watch for updates from trusted news sources to find the latest.

Debi Hambright
March 19, 2020
If I am getting disability check monthly will I still recieve it
nikki22
March 19, 2020
How do they know where to send the check? And what about parents who have shared custody how do they know who the kids money goes too?
Momma
March 19, 2020
Will our elderly on Social Security receive these checks too? They too are struggling in this virus time. My parents need this help.
Sscaler
March 19, 2020
I don't know, but I think people should realize these checks are not for people in need. They are to get the economy back up and running. Thus if you are an adult in the IRS tax base, even if you don't pay taxes you can be in their base as a person who doesn't pay taxes, then you should get a check if you make under the minimum. What your needs are is not a determining factor. It's just being an alive citizen in the IRS Tax base.
MomtoC
March 19, 2020
I pray that those on SSI get a relief check. My son is disabled and doesn't get that much a month. We need things we cannot afford. When they said every American they should really mean EVERY American. We struggle every month. We should be included.
Oly
March 19, 2020
When they say Adults that means 18 years or older right?
Tina Carter
March 19, 2020
Are people that are on social security and ssi Going to get it the 1,000 payment
Icon
March 19, 2020
Will people on disability/social security receive a check too?
Janeen S
March 19, 2020
I am employed due to accident over a year how does it affect me I have zero income and savings is gone
Rose
March 19, 2020
I am on SSI disability and was also wondering if I will get a check this has really been a toll on all of us..and really would like to know
ellefleming
March 19, 2020
i filed taxes 2018 but not 2019 (could not work from bad injury and had to go on government assistance). would i not get check then? i seen as ineligible? i need check too to pay bills as i work part time now and will file taxes this year. i do best i can. shattered areas in my pelvis, cocyx, vital organs damaged.....i really try.
antwonjones6970
March 19, 2020
will those of us on SSI receive a stimulus check
Cindy
March 19, 2020
Will I resive too the check receiving Ssi
Brookeval3
March 19, 2020
I'm a single parent on disability but I cannot file and get a tax refund. Will me and my 15 yr old daughter get a stimulus check? We really struggle to make ends meet on my small amount of disability.
Am
March 19, 2020
Single Parents with kids in household should be counted as 2 adults for payment.
KYUNG
March 19, 2020
How do you know if you are going to be getting this check? Is there some kind of application we have to fill? Or is it automatic based on our income?
Jason
March 19, 2020
Will SSDI Recipients Receive The Stimulus Money?