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Congress has just passed another bill to help the people whose finances are taking a beating from the pandemic. Once again, some of us will be getting money by check or direct deposit. The timing and details are still TBA, but here’s what we know:

  1. The government won’t ask you to pay anything up front to get this money. Anyone who does is a scammer.
  2. The government won’t call, text, email, or contact you on social media to ask for your Social Security, bank account, or credit card number. Anyone who does is a scammer.
  3. There’s no such thing as getting your money early, or faster. Anyone who says they can hook you up now (or soon) is both lying and a scammer.

We know from the early days of the CARES Act that scammers will be using numbers 1, 2, and 3, above, as part of their playbook. So, if you spot someone who says any of these things, you (a) know they’re a scammer; (b) can warn someone you know about the scam, because (chances are) they’ll get that call, text, or email, too; and (c) can tell the FTC so we can work to stop scammers and warn people about them:

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The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.

  • We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.
  • We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.
  • We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.
  • We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. To file a detailed report about a scam, go to

We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. The comments posted on this blog become part of the public domain. To protect your privacy and the privacy of other people, please do not include personal information. Opinions in comments that appear in this blog belong to the individuals who expressed them. They do not belong to or represent views of the Federal Trade Commission.

December 22, 2020
You just have continue to remind folks of what to be aware of. It is frightening for folks when they have to be afraid to answer their phone when they need to talk with other people. So please continue with the educational messages, people need to feel empowered to be able to have a life even when at point in time that life is very different than it could have been 1 year a go or will be a year from now.
December 22, 2020
Thank you for this information. As a matter of fact all of your alerts. I have been scammed in the early days but thanks to you and your diligence in keeping the public informed. I did report the scam the second time it was tried on me. Since then I block anything that comes to me via text, calls without identification as well as any and all emails . I tell my friends and family about your alerts and to sign up to your web site. Thank you again.
December 22, 2020
Without the FTC Consumer Scams, more innocent would be scammed for loads of money! So very true. I do not answer calls or texts from anyone or any phone number on my smart mobile phones Main Contact List ever & advise all to do so! Anyone I talk to I give the same advice to! And hope they take that advice seriously as I have for years. As no idiot airhead theif will ever get a penny from me & should find a REAL JOB!!!
December 22, 2020
Pitiful stimulus package
Don't use your…
January 03, 2021

In reply to by jeannie

How do I send a picture of my ID to the direct express Email
Alisha Ross
February 28, 2021

In reply to by Corey85

I am trying to get my stimulus check
CJ from CA
December 22, 2020
I appreciate the advice that FTC gives us. I'm a senior and always love advice from a reliable source such ass FTC. Thank you!
Don't ugfoster…
December 22, 2020
Thank you for the inf
Crystal DeKalb
December 22, 2020
I count on you guys to keep me on my toes about all the scams and rip offs...Thanks for doing a great job!!
December 22, 2020
Question: Who qualify s for this? Is it just businesses, or individuals, and do they have to be unemployed or can they be working part time? This issue has never been delineated. .
December 23, 2020
Thank you for that information and I appreciate it.
Gacha Administration
December 25, 2020
Thanks for reminding! We’ve been seeing a lot of folks fall for this and it certainly helps to have this page to show them.
joy To the world
December 26, 2020
I just had one email me.. they ask for only 47.00 to show we are serious about changing our lives.. broke means broke. I don’t have it... so it’s a scam.. had to listen to 1/2hour pitch...
December 28, 2020
Why don't they arrest these people..
December 29, 2020

In reply to by boboflex

Unfortunately many of these scams originate overseas which makes it virtually improbable that we will be able to track them down and prosecute them. Additionally, scammers are able to conceal their actual IP address so even if they are in our own backyard, we won’t even know it!
December 29, 2020
thx i still get your e-mails even if i live in Wyoming. great inf. but one thing yall need to do is get cheaper than dirt out of Texas. they up there prices to screw everyone. sad co should move to calif lol. thank you.
December 31, 2020
Art Hallman
January 03, 2021

In reply to by USER NAME, IS,…

I have the same problem. I applied 3 months ago with EDD and havent recieved anything. They are constantly asking for more info. I desperately need the money.
January 02, 2021
I filed 2018 and got the stimulus for my one claimed dependent from 2018, I didn’t file in 2019 and in 2020 both dependents live with me. my son was claimed for 6 months for 2019 so the claimant (family) got 6months on taxes and the second stimulus for my son, my daughter was claimed by family (again) for 2019 so I’m presuming they’ll be getting her dependant money for the second stimulus package. I wish the tool to add dependents was still up to right before the package was approved so those of us who had our dependents we are having to file for in 2021 for 2020 taxes were getting the stimulus to help us out because that’s what it’s for right? The people who actually take care of our kids through this pandamic in 2020. My children aren’t being taken care of either of the people who claimed our kids in 2019 tax season. It’s not fair when there’s those of us who have family that don’t do the right thing and use that money for the kids claimed, or give it to the actual providers (in this case I’m the mother with both kids) . The cut off date for the irs tool to add a dependent was months ago. What happens when kids move, or the main parent has switched due to jobs changing, what’s best for you child, or court orders. Now I have to figure out how to claim them but what If someone already received stimulus for them due to the them going by 2019 taxes??
Don't use your…
January 04, 2021
i got mine stimulus 2.0 new years night
February 05, 2021
My stimulus payment shows deposited to a bank account I have never seen before!!! It is not my account!! How do I resolve this?
January 05, 2021
SSI took my COVID-19 money. AND Counted my unemployment against me. I called them in May. They said "No! We don't count unemployment."
January 06, 2021
I Got My First Stimulus Check On My Direct Express Card I Got A Text Saying I got the second stimulus check on Jan.4,2020 to a bank I don't know so they said if I don't recognize that bank account then it went through Socail Security and they told me contact Direct Express Card so I did and they said no it didn't go through them either I've been getting my Disability through Direct Express Card and I file the tax form but I never used a bank cuz I don't have one and the first came to my card so where did the second one go please somecotact me
February 05, 2021
Didn’t receive my card than when you call they very ride
February 05, 2021
My economic payment went on an old direct express card that is no longer used my ssi disibility check comes on a netspend card
January 09, 2021
This Billy Bryant can you please send me my payments
January 09, 2021
I need help with Direct Express Card Master Card and stimulus check for Direct Deposit in the bank and helping myself
January 10, 2021
A few days ago both my wife and I received our $600.00 ea. as a direct deposit in our bank account. But, only I received the first stimulus payment of $1200.00. My wife still hasn't received the first $1200. The IRS web site still says they're working on it. Is there any other way to find out what's going on!
February 05, 2021
I need help
January 19, 2021
Were my stimulus check
January 21, 2021

In reply to by sheliabibbs30@…

I haven't got any stimulus nor my kids must have been forgot about
January 20, 2021
I been waiting on unemployment for 8 mouth now I'm now I'm disqualified for being eligible
January 20, 2021
direct express told me that $ 600.00 was add to my account on jan. 4 my stimuless check. but I cannot draw the money out want is going on? Rev. RorbertLounsbury please advise
January 20, 2021
I received a debit card. Is this my stimulus?
January 21, 2021
I need to know if my stimulus money was placed on my Direct Express card? I did get a deposit for about $358.00 in Jamuary is that the stimulus payment? The IRS site said it was applied to acct ending in 0744. Jon Nevett
January 29, 2021
I never received my dependent credit of $600
January 29, 2021
i have not get new yet i have try to call
February 05, 2021
Driven to receive some money in about time this happens is good thing I like this too tired to comment
March 11, 2021
I have not received any stimulus payments from the government at all and I need someone help right now, thank you so much!