Tomorrow begins Hispanic Heritage Month — a time to honor all that Latinos and their culture bring to this country. At the FTC, we celebrate Hispanic Heritage Month by providing tools and information that can help Latinos avoid scams and frauds. These resources are at consumer.ftc.gov and in Spanish at consumidor.ftc.gov.
For the next four weeks, we’ll highlight consumer fraud topics impacting the Latino community and point out the FTC’s free resources. And we’ll focus on specific advice on how to spot and avoid scams. This week, we’re starting with money-making opportunity scams. We know that scammers will target anyone searching for a job or a business opportunity, but we have also seen money-making schemes that targeted or disproportionately affected Latino communities.
For example, the FTC has sued and shut down several operations that specifically targeted Latinos with empty promises of making lots of money by selling products from home. The fotonovela Fatima Says No to an Income Scam is based on a money-making scheme the FTC shut down — and it illustrates how to avoid these scams.
If you’re considering a money-making opportunity:
- Search online. Look up the company’s name, email address, and phone number, plus the words “scam,” “review,” or complaint.”
- Talk to someone you trust. Describe the offer or the job to them. What do they think?
- Avoid any company that tries to pressure you. In fact, stop communicating with anyone who uses high-pressure sales tactics, tells you to act now, or discourages you from checking out the company.
- Never pay someone up front — especially if they promise you a job that pays a lot. Honest employers, including the federal government, will never ask you to pay to get a job. Anyone who does is a scammer.
The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.
- We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.
- We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.
- We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.
- We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. To file a detailed report about a scam, go to ReportFraud.ftc.gov.
We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. The comments posted on this blog become part of the public domain. To protect your privacy and the privacy of other people, please do not include personal information. Opinions in comments that appear in this blog belong to the individuals who expressed them. They do not belong to or represent views of the Federal Trade Commission.
god bless ftc company