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Weather forecasters are predicting an above-average hurricane season this year. When it comes to planning for a possible weather emergency, the more you know — and the earlier you know it — the better prepared you’ll be to avoid weather-related scams and fraud.

Kick start your to do list so you’re ready for whatever hurricanes or other big storms the summer throws at us — all while avoiding scams. Here are some steps to start with.

  • Check your insurance policy to make sure it’s current. Find out what’s covered — and what isn’t.
  • Do a household inventory. Make a list of your physical possessions and document them with photos or a video.
  • Keep key documents safe, but accessible. Use a lockable fireproof box to gather important documents, so they’re ready to go if you have to leave quickly. Include things like your household inventory list, Social Security and health insurance cards, copies of deeds, titles, wills, passports, birth and marriage certificates. Include some cash, since ATMs or banks may be closed, and an extra set of keys for your house and car.
  • Check out home repair contractors before you need one. Ask people you know and trust for recommendations. Then search online for the company’s name with words like “scam” or “complaint.” Confirm the contractor has the required licenses and that they’re insured. Then add their contacts in your phone or lock box. And, while you’re at it, save DisasterAssistance.gov to help you find local help in a disaster.
  • Stay in the know. Bookmark ftc.gov/WeatherEmergencies so you always know how to avoid a scam while you prepare for or recover from a weather emergency. You’ll find ways to help you spot, avoid, and report scams as you prepare for, deal with, and recover from extreme weather and natural disasters. 

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