Learn about the latest scams, and get advice to help you avoid, report, and recover from them.
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Consumer Alert
It’s the IRS calling…or is it?
Here at the FTC, we think about scams all day long. What are the scammers’ new angles? How can we keep ahead of them?
Consumer Alert
Package delivery scam — delivered to your inbox
Expecting packages shipped to your home this holiday season? You’re not the only one… scammers are, too.
Consumer Alert
These online high schools didn’t make the grade
Looking for a way to get your high school diploma or a college degree online? You’ll want to read this.
Consumer Alert
Be on the lookout for timeshare resale phonies
The FTC and state consumer protection agencies have shut down dishonest timeshare resellers for bilking timeshare owners out of millions of dollars.
What To Know About Advance-Fee Loans
Some companies promise you a low-interest loan or credit card, but want a fee first. They’re scams. Learn the warning signs.
Modeling Scams
A talent scout says you've got a future in modeling. That's flattering — but sometimes it’s a scam.
Timeshares, Vacation Clubs, and Related Scams
If you’re thinking about buying a timeshare or joining a vacation club, make sure you know exactly what you’re getting into.
How To Avoid Scams When You Shop for a Home Security System
Offers ways to spot and avoid scams when shopping for a home security system.
Invention Marketing Scams
Dishonest invention marketers lie about the profit potential of your invention to get you to pay for expensive, but often useless, services. Here’s what you need to know to avoid an invention marketing scam.
Paying for School and Avoiding Scams
Paying for school can be expensive. Many people need to take out loans to cover the cost, but dealing with the debt and repayment options can be confusing.
What To Know Before You Wire Money
Scammers pressure you to wire money to them because it’s easy to take your money and disappear. Wiring money with services like MoneyGram, Ria, and Western Union is like sending cash — once you send it, you usually can’t get it back. Never wire money to anyone you haven’t met in person — no matter the reason they give.
College Degree Scams
If you want to improve your chances of being hired or promoted, earning a college degree might help. But not all degree programs are real.
Avoiding and Reporting Gift Card Scams
Only scammers will tell you to buy a gift card, like a Google Play or Apple Card, and give them the numbers off the back of the card. No matter what they say, that’s a scam. No real business or government agency will ever tell you to buy a gift card to pay them. Always keep a copy of your gift card and store receipt. Use them to report gift card scams to the gift card company and ask for your money back.
How To Avoid Scams After Weather Emergencies and Natural Disasters
Advice to help you choose a contractor, pay wisely, and handle problems along the way.
Debts and Deceased Relatives
Here’s what to know about the rules and your rights when a collector contacts you about a deceased relative’s debts.
How To Recognize Scams To Lower Your Credit Card Interest Rate
Some scammy debt relief companies promise to get you a lower credit card interest rate, claiming they can save you thousands of dollars.
Scammers Pretend To Be Your Utility Company
Scammers pretend to be you gas, electric or water company to get you to pay them money. Learn to spot the scam.
Government Grant Scams
Offers of free money from government grants are scams. Here’s how to avoid a government grant scam, and how to report it.
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