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If your credit isn’t as good as you’d like, a company that promises to boost your credit score by hundreds of points in as little as 45 days might seem like the perfect answer. That’s the result that
During Financial Literacy Month, we’ve focused on steps to protect your money by spotting and avoiding scams. But here’s another important way to help protect your wallet: regularly check your credit
Discriminating against someone who’s trying to get a mortgage loan is against the law. Know your rights and what to do if you suspect discrimination. Fair Lending Laws and Your Rights Before and
We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you? Your credit matters because it affects your ability to get a loan, a job
If you’re applying for a job or a promotion, an employer might run a background check. Federal law and some state laws give you rights when this happens. Employers must get your written permission
Is information on your credit report correct — just not so good? No one promising to repair your credit can legally remove information if it’s both accurate and current. But there are steps you can
One important back-to-basics step you can take this Financial Literacy Month (or anytime) is checking your credit report. Your credit report has a summary of your credit history. For example, if you
The three national credit reporting agencies — Equifax, Experian, and TransUnion — have extended until December 31, 2023 a program that lets you check your credit report at each of the agencies once a
Whether you’re just starting out or starting a new life, information on your background report can determine if you get credit, a job, or even housing. That’s why the law requires background screening