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To help relieve their families, an increasing number of people are planning their own funerals, designating their funeral preferences, and sometimes paying for them in advance.

When you buy a cemetery plot, the cost is not the only consideration. The location of the cemetery and whether it meets the requirements of your family's religion are important, as well.

Many people don't realize that in most states they are not legally required to use a funeral home to plan and conduct a funeral.

Every family is different, and not everyone wants the same type of funeral. Funeral practices are influenced by religious and cultural traditions, costs, and personal preferences.

"Don't be so critical."

Funeral costs include basic services fee for the funeral director and staff, charges for other services and merchandise, and cash advances. Make copies of the checklist at the end of this article.

The Funeral Rule, enforced by the Federal Trade Commission (FTC), makes it possible for you to choose only those goods and services you want or need and to pay only for those you select, whether yo

Meet Shock... Bill Shock

If your parents have ever met Bill Shock, you'd probably know.