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You're online and see a chance to try a new skin cream for free. You might think: why not? Well, for starters, that free trial might not be free at all.

Scammers call or email, pretending to be from the VA or your home loan servicer. They claim if you pay them an upfront fee, they can get you a loan modification or refinancing to avoid foreclosure, so you can keep your home. But that’s illegal. Do you know your rights when it comes to getting relief for your mortgage debt?

Scammers speak your language. That's why the FTC now takes reports in multiple languages. To report in Mandarin, Tagalog, Vietnamese, French, Arabic, Korean, Russian, Portuguese, Polish, and many other languages, call the FTC at (877) 382-4357. Press 3 to speak to an interpreter. To report identity theft, call (877) 438-4338 and choose the option for your preferred language. Lines are open between 9am-5pm Eastern.

Learn how, why, and when to order copies of your free annual credit report.

Your credit score affects whether a company will give you credit and how much you’ll pay for it.

As we approach Veterans Day, we thank our veterans for their service and sacrifice. But not everyone has a vet’s best interests in mind. Whether you left the service decades ago or you’re planning your transition to civilian life, scammers will try to get you to send money or share personal information. Scammers also want to get their hands on the valuable benefits you earned through military service. What are some ways to know you’re dealing with a scammer?

Paying a monthly membership fee to get instant cash advances of up to $250, with no hidden fees might sound like a great idea. But what if most people who enroll don’t get anything close to $250, get stuck with a hard-to-cancel membership, and are charged hidden fees? That’s deceptive, according to an FTC lawsuit and settlement with Bridge It, Inc. — a personal finance app also known as Brigit.