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Has someone asked you to go get a gift card to pay for something? Lots of people have told us they’ve been asked to pay with gift cards – by a caller claiming to be with the IRS, or tech support, or a so-called family member in need. If you’ve gotten a call like this, you know that the caller will then demand the gift card numbers and PIN. And, poof, your money is gone.
Scammers are good at convincing people there really is an emergency, so lots of people have made the trip to the Walmart or Target or CVS to buy gift cards to send these callers. And scammers love gift cards – it’s one of their favorite ways to get your money. These cards are like giving cash – and nearly untraceable, unless you act almost immediately.
So here’s the most important thing for you to know: anyone who demands payment by gift card is always, always, always a scammer. Try this gift card buying exercise out at home – especially when anyone asks you to pay with a gift card:
Q: Should I buy an iTunes, Google Play, Steam, Kroger, Walgreens, BestBuy, Amazon, CVS, Rite Aid or ANY OTHER gift card for someone who demands payment? For any reason?
A: NO.
Gift cards are for gifts, not payments. If you’ve bought a gift card and lost money to someone who might be a scammer, tell the company who issued the card. (The contact info might be on the card, but might require some research) Call or email iTunes or Amazon or whoever it was. Tell them their card was used in a scam. If you act quickly enough, they might be able to get your money back. But – either way – it’s important that they know what happened to you. And then please tell the FTC about your loss. Your report helps us try to shut the scammers down.
In reply to Some asked me to get a steam by unsure
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If someone tells you to lie about the real reason you are sending money, that's a warning sign of a scam.
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In reply to I’m 16 and have been scammed by Emz1525Don't u…
Scammers often tell stories to trick people into sending gift cards. If you send someone a gift card, or the code from the back of the card, they take control of the value on the card, and you can't get it back.
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If a lender tells you to pay before you get the loan, that's a warning sign of a scam. And if they tell you to pay with a gift card, that's a second sign of a scam. If you send the money, you probably won't get the loan. This is called an advance-fee loan; this FTC article tells more about warning signs.
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