Whenever severe weather strikes — blizzards, heavy winds, or the recent devastating fires in Los Angeles — you can bet scammers are following the news to target people affected. So, how do you protect yourself against weather-related scams?
Weather-related disasters mean big bucks for scammers. They’ll appear right after an emergency and offer to get your power back on, make essential repairs, or help with whatever you need. But if you pay them, they’ll take your money and disappear, charge you for things you don’t need, or leave before completing the work you paid them to do.
It’s hard to anticipate the damage a weather emergency can cause. Here are four ways to avoid the weather-related scams.
- Spot utility imposter scams. Utility imposters work year-round, but after a weather emergency, they might call or knock on your door saying they need to repair or replace equipment. Then they’ll ask you to pay. Don’t give them money. But do ask for identification and verify who you’re dealing with.
- Hire only contractors who are licensed and insured. Check with your state or county government to confirm a contractor’s license. Ask the contractor for proof of insurance and get a written contract.
- Never pay for repairs or debris removal in cash. Paying by credit card offers you some protections. And only pay in full after the work is done and you’re satisfied with it.
- Read about other weather-related scams at ftc.gov/WeatherEmergencies. Then share the information with friends and family to help them avoid losing money, too.
Suspect a scam? Tell the FTC at ReportFraud.ftc.gov.