Tag: Phone Scams

If you get a call saying “you’ve won a prize,” you might be thinking, why not claim it? Unfortunately, it’s likely a scam to steal your money — especially if it’s for a contest you didn’t enter. So how can you spot and avoid a prize scam?

Your phone rings and what the caller says next sends you into a panic. They claim there’s fraud on your credit card, someone hacked your bank account, you owe a tax debt, or your benefits will end today. Your adrenaline is pumping, and your mind races a hundred miles an hour. They sense this—and they say they can help. Should you trust them? No.

You get a text message, supposedly following up on a $10,000 loan application. Only, you never applied for a loan. Is this pure luck or a scam? Before you use the callback number in the message to find out, or even reply “NO” to cancel the application, learn to spot a fake loan text scam.

Do you get a lot of calls trying to sell you products or services you never asked for? Sometimes telemarketing calls are random. Other times, companies trick you into sharing your information so they can sell it to the telemarketers that call you (without your permission). If you’re on the Do Not Call Registry, these calls are illegal. So, how can you cut down on the number of unwanted telemarketing calls you get?

Scammers like to pretend to be someone official to try to get your money. And who could be more official than the FTC chairman and commissioners, some of the nation’s leading fraud fighters? But here’s something important to know: nobody who works at the FTC will ever, EVER tell you to move your money to protect it. We won’t insist that you cash out your 401(k) or savings account and give that money to someone else.

If you own a business or know someone who does, you know how important a trademark is for protecting your intellectual property. Scammers do, too, and they’re impersonating the United States Patent and Trademark Office (USPTO) to steal your money. Here’s how the scam works.

A voicemail from an unknown caller reminding you about a $52,000 loan that you didn’t apply for can throw you off balance. Which explains why scammers send them — hoping you’ll respond first and think later. You might already know how to spot phone scams, but in case you need a refresher, here’s how to spot this one.

Scammers are still pretending to be the police, calling to say you’ve missed jury duty and need to pay. But in a new twist, some scammers are now telling you to visit a website to enter your personal information — all so they can steal it and your money.

Have you gotten a call that looks like it’s from your local police department? Scammers are faking caller ID to impersonate local law enforcement, hoping to get you to pay. Learn how this scam works so you can avoid it.

You get a call out of the blue. The caller insists you owe money and says you’ll be arrested if you don’t pay immediately. You have no idea what she’s talking about. What do you do?