Recognize an FTC Impersonator

Looking for some life hacks or advice about managing money? There’s no shortage of online influencers ready to help. But not all advice is good advice (or truthful). And in some cases, what they’re telling you might be more than a bad idea — it might be illegal.

If you’re taking stock of your finances, setting goals, and preparing for a fresh start in 2026, make protecting yourself against identity theft part of your 2026 planning. Why? Identity thieves can drain your bank account, ruin your credit, and even block access to your health benefits and tax refund. On the bright side, there are ways to protect yourself. Identity Theft Awareness Week (IDTAW) is a great opportunity to learn more about getting started.

Need better credit to do things like get a loan, buy a car, or rent an apartment? There are things you can do, but don’t believe a credit repair company that promises to remove accurate and up-to-date information.