%1

“Buy now, pay later,” rent-to-own, lease-to-own, and layaway plans let you buy things without paying in full right away. Before you say yes to one of these plans, find out the details. Depending on the type of plan you choose, you could end up paying a lot more than you expected.

Here's a sample to help you write a complaint letter about a product or service.

A merchant’s hold – or block – on your credit card may mean you can’t use your card for awhile. You might have to pay overdraft charges.

Before you buy online, comparison shop and check sellers and products. Keep records of purchases to make sure you can hold a seller to its promises

Here’s what to know about the rules and your rights when a collector contacts you about a deceased relative’s debts.

Got a phone? Then chances are you get calls from scammers. Scammers don’t care if you’re on the National Do Not Call Registry. That’s why your best defense against unwanted calls is call blocking and call labeling. Here’s how to block and report unwanted calls on cell phones and home phones.