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Buy Now, Pay Later, Rent-to-Own, Lease-to-Own, and Layaway

“Buy now, pay later,” rent-to-own, lease-to-own, and layaway plans let you buy things without paying in full right away. Before you say yes to one of these plans, find out the details. Depending on the type of plan you choose, you could end up paying a lot more than you expected.

Using a Shopping App

Millions of people have downloaded shopping apps to their smartphones. Apps can save you time in checking out, earn rewards, and find coupons and deals.

Online Shopping

Before you buy online, comparison shop and check sellers and products. Keep records of purchases to make sure you can hold a seller to its promises

Debts and Deceased Relatives

Here’s what to know about the rules and your rights when a collector contacts you about a deceased relative’s debts.