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Image of cupid and heartNot everyone using online dating sites is looking for love. Scammers create fake online profiles using photos of other people — even stolen pictures of real military personnel. They profess their love quickly. And they tug at your heartstrings with made-up stories about how they need money — for emergencies, hospital bills, or travel. Why all of the tricks? They’re looking to steal your money.

As if all that isn’t bad enough, romance scammers are now involving their victims in online bank fraud. Here’s how it works: The scammers set up dating profiles to meet potential victims. After they form a “relationship,” they come up with reasons to ask their love interest to set up a new bank account. The scammers transfer stolen money into the new account, and then tell their victims to wire the money out of the country. Victims think they’re just helping out their soulmate, never realizing they’re aiding and abetting a crime.  

Here are some warning signs that an online love interest might be a fake. They ask you to:

  • chat off of the dating site immediately, using personal email, text, or phone
  • wire money using Western Union or Money Gram
  • set up a new bank account

Did you know you can do an image search of your love interest’s photo in your favorite search engine? If you do an image search and the person’s photo appears under several different names, you’re probably dealing with a scammer. And if the person’s online profile disappears a few days after they meet you, that’s another tip-off.

Here’s the real deal: Don’t send money to someone you met online — for any reason. If your online sweetheart asks for money, you can expect it’s a scam.

Unfortunately, online dating scams are all too common. There may be tens of thousands of victims, and only a small fraction report it to the FTC. If this happens to you, please report it at ReportFraud.ftc.gov.

A woman looking at a dating site on her computer.

ff
February 15, 2017

In reply to by melanie

I hope I am not too late. You know he is a scammer. You need to cut all communication with him immediately. To do otherwise is a bad mistake you will regret.
densim
April 04, 2017

In reply to by melanie

hi melanie i had a woman recently trying to extort money. i seen through it after a couple of days. had a feeling she was a scammer by bad english. take care denis
nikki
May 01, 2017

In reply to by melanie

Hi Melanie This is almost 2 years old but as for the weekends I think their little online cafe is closed or they are off doing something else like being with their GF. I sure hope you didn't get scammed from him I got contacted from someone through Facebook who claimed he was in the military but I checked his photos on Google photo reverse site and they came from all different places so I know he wasn't who he said he was and we did contact each other through Yahoo Mail and he claimed he was in love with me and wanted to meet me but he couldn't because he had no money and no phone to contact me. I found it kinda odd because he asked if I could send him 200.00 so he could get a smart phone like I have (Iphone) and I told him sure. We talked more and more all he could talk about is when will he get the money. I told him soon and he asked over and over again. I told him give me time and I'll send him some which I never did, I reported his fake account to Facebook they closed it down. He must had reopened it again because a few months later it was back and running. Military/none Military who do not know you will not just randomly add you to their friends list without knowing you personally.
Stanley
May 19, 2017

In reply to by melanie

Well Melaine,you have to take heart I know what it feel like when a woman is in love with a man,you are good hearted woman and that is the reason why you fall for us this and please do not make such a mistake next time.Black and white we are all one blood I am a Nigerian and not a Scammer so there 80% of good people in my country I hate when everybody keep calling Nigeria even when other country is also doing there own side but everything on NIgerian
babygirl
August 28, 2017

In reply to by melanie

I recently have been talking to a man who says he is in Syria with the UN. He says he is going back to USA, Manhattan on August 30th. he has told me he has a son and that he is separated from the mother. He says he wants me to join him when he gets back to USA. He did confide in me that his son was going to a school and that he had no way to transfer funds to the headmistress to keep his son there at the school. I said I had no money to send. He did not stop talking to me and has said he loves me. What should I do?
Lynnette B
October 03, 2017

In reply to by melanie

What ever u do don't give him any money report him i too was taken in his voice sounded too young for his age i also did some research on this man's so called job, he started out being a gentleman within a few days he was telling me he loved me and proposed marriage, then came the desperation of needing money and asked me to buy him an iTunes card for one of his machines i cut the relationship off right there
Awesomegal155
October 10, 2017

In reply to by melanie

Melanie, I feel U girl. I just got hacked by a Nigerian scammer to. He sent me a face pic and he might bee ur boyfriend. Maybe he cheated on you to. I wouldn't listen to him.
Brian
December 20, 2017

In reply to by melanie

Melanie, It's been awhile since your comment posted but I just wanted to add obey your thoughts not your heart especially on this. I can relate because some lovely lady (supposedly from the pics) got to my heart online and told me she wanted to be my wife. She asked me for money to pay for her journey to my place which was more then $350.00 for gas and pocket change (a strategy stated above the comment section). It didn't work. So she said I wasn't caring and all that and that was a huge turn off. We stopped talking for awhile and she got in contact with me again asking me for my name and address to send me money to pick up for her at Western Union to send to her (another strategy stated above the comment section) which I almost agreed to because she knew how to pull on my heart strings. So, I did some more extensive research online and found out she indeed was a scammer by seeing her pretty face on a few pics listing her under a different name on a site dedicated to exposing online scams and scammers. My mind kept telling me this was a scam or more than likely a scam and not be stupid and send money to a person I've never eve met in person or over the phone. So, my advice is don't follow your heart or emotions, do what you know to be right and act on the truth. Brian.
ChynaRenee
March 07, 2018

In reply to by melanie

PLEASE EVERYONE READING THESE STORIES.. IT JUST HAPPENED TO ME..THE NAME RANDY CHRIS SCOTT STRAUG.. YOUNG WHITE GUY SUPPOSITLY IS FROM SACRAMENTO CALI.. BUT SERVES IN ALLEGEDLY U.S ARMY ON A PEACE MISSION IN NIGERIA. TIL JULY... I STARTED PUTTING MY GUARD UP. TIL I GOT A PICTURE OF HIM PUTTING A CARDBOARD UP WITH I LOVE YOU RENEE.ON IT . AWWW I THOUGHT..TO SELF.. MAUBE HE IS LEGIT INSPITE OF OTHERS EHO TRIED TO SCAM ME B4.HE SAID THE SAME THAT HIS DAUGHTERS MOM DIED AN MOM IS RAISING HIS DAUGHTER BK HOME AN NEEDED ME TO SEND A AMAZON GIFT CARD.. ATTN: RED FLAG WENT UP & A TURN OFF . I HATE WHEN A MAN ASK A WOMAN FOR MONEY.HE KNEW I WASNT FALLING FOR IT.. VERY CONSISTENT.WEEKS GO BY AN HE NOW HAD STATED GIS BOYS EIFE FROM AUSTRALIA WILL SEND ME MONEY.. BUTI WAS TO SEND IT TO 3 OTHER PEOPLE .. UMM BUT NOT HIM ..ANOTHER RED FLAG..BUT I STARTED OUT SAYING WELL MAYBE BEIN OVER THERE THATS HOW IT NEEDS TO GET DONE.. BUT CLAIMED AFTER I NOW STARTED ASKING.QUESTIONS. THESE ARE PPL HE WAS HELPING TO COME TO US. FOR OUR WEDDING.. BOI WAS HE GOOD.. BUT I WAS SMARTER.. W.U PUT A HOLD ON 2 OUT OF 3 NAMES HE EANTED ME TO SEND $6,000 IN AL $2,000 A PIECE.. W.U DAVID STATED ONE OF THE NAMES WAS A FRAUD ALREADY.. The girl from Australia that sent it was supposed to be Carol Hale...
Crazycapricorn
March 09, 2018

In reply to by melanie

I have been talking to a guy who goes by Thomas M Brooks at first he just wanted friendship and within a couple weeks she says he's in love with me , want a to marry me, etc, etc. Supposedly he lives in or is from Dallas Texas says he has one daughter named Cindy who is 21, a son named Alexander who is 17 and a mother who all live with him in his house in Texas. He says he is a marine engineer working in Egypt and for weeks he told me he was coming home on March 20, now he has asked for an iTunes card which I got for 60 bucks, and now it's a new iPhone, with a sum card, he claims the phone he has got dropped and doesn't work well, then he asked for 200dollars , and it went from that to 300, and now 400, and just Las night on the phone he told me he has to pay 150 for his paper work for his vacation leave by the 17th. He's real smooth operator and the way that he went on ask me about my family and my job and my life, and told me about his freelee sharing information about his life and his kids and his parents and his uncles and where he grew up and etcetera etcetera. But now he's asking for more and more and more and when I explained to him that I don't have the money for it he tries to lay a guilt trips on me while he's doing his best to get home and he's doing it for me only because he wants to see me so badly. I have invested my heart in him based on the initial conversations with him over the last few weeks other now he's starting to ask for things money and real expensive phones and it just keeps getting to be more and more and more and when I try to tell him that there needs to be a compromise he just insisted he needs my help. When I asked him why he can't use his own money he tells me that he's on a rig and he has to be helicoptered in and he has no access to get off and no access to his accounts, and then everything comes in on Fridays through a third-party who brings them the things that they need to live on these gas or oil rigs or whatever it seems legitimate I met him on Facebook and his picture seems legitimate but he has very little information on his Facebook page. I have tried doing searches on his name and his Gmail account I have tried doing searches on his actual phone number, and I have even try to do a reverse search on his picture but I have gotten nothing I do notice that when we talk on the phone he is always professing love to me and saying that he wants to marry me wants to be with me he wants to give me kids he wants me to move to Texas with him blah blah blah, although he cannot give me any definite no definite dates, when I asked for pictures he gets defensive and says that he can't use phones around outside around the tankers because it could explode and that I want him to explode. When I ask him for a picture of his bunker where he sleeps he said that he couldn't take pictures with his phone because it wasn't working right. When I asked him if he had any pictures and his kids on his phone so that I could see them he said that he did not have any pictures on his phone because his phone does not have a card whatever that means, when I have asked him to give me his mother's address so that I can write her letters he insisted that he wanted to be there when I met his mother for the first time because it would be more special. I am now becoming very skeptical of him and I do not believe that he is coming home from Egypt I feel like he thinks that he's going to get all these things for me which I have not given him yet and then all the sudden going to cut off complete communication or make up some excuse not to be able to come home and try to keep prodding me for money. I'm frustrated because I cannot find any information anywhere on any of these sites regarding this guy but I do believe that he is a scam artist. LOL like I said my heart is involved now. And part of me wants to believe that he is genuine because most of the things he says seem very genuine so right now I am at a loss as to what to do does anybody here I have any information regarding this guy has he ever contacted you under the name of Thomas M Brooks. Is that is to the name on his profile for Facebook if anybody is curious enough to look to see if he is someone that they have had encounters with I would be curious to know if anyone on here has had encounters with this particular person. Thank you for your time
Harrythor
June 22, 2018

In reply to by melanie

Melanie, u need to keep your head up, he doesn't love u cos if he do he would never say another loving story to another woman.
MsscherriDon't…
November 24, 2018

In reply to by melanie

I am so sorry I to am a victim of scamming mine come from Instagram. The first thing the make fake acct claiming to be military. And In need of internet. By way of iTunes do not get these lol anything I am the daughter of a retired service man and a real us service men do not need help with internet it is provided special missions and spiecal bases do not exist they are scamming you a deployed solider. Do not need for anything unless he is your husband the second thing is if they want you to go to hang out or whats up app they are scammers think about it if they message you on Instagram they can stay on Instagram taking you to another site is because. They can not be traced or monitored and the most important. Is it is a crime for a us service man to ask a civilian for anything monetary no real service. Man is going to risk their career on a 50$itune card.
Snowbunny
December 26, 2018

In reply to by melanie

Yes he a scammer leave him along please they ask you to come there and everything a woman \ man want to hear please leave him along
Bonnie
January 10, 2019

In reply to by melanie

Gosh I know its been 2015. I hope you got away from him if he was a scammer. I am in a similar situation also Nigerian and have lost a lot of money and want to know if he is a scammer. I love him and I just don't want to believe it. Let me know what happened. Thanks for sharing
Bevy
May 05, 2019

In reply to by melanie

hi Melanie, i know exactly what your going through cause i have been scammed by a Nigerian and had he was very clever and played on my feelings and emotions. he got lots of money off me claiming to impersonate someone else. i went for 9 months like that. what made me figure it out was that he never showed up when he said he would, but he also threatened me. sorry that you got scammed. it's not fun i know.
Sean
May 29, 2019

In reply to by melanie

Sorry for your pain...I too just found out it is all fake , went from California to Iowa with a ring to marry them. Be careful and meet someone in person
Sue
January 18, 2020

In reply to by melanie

Youre being scammed. I was scammed for 4 yrs. Pull your feelings and emotions out. Talk with family let them know whats going on and ask them what they think. Theyll tell you youre being lied to. Get out now!
ms kotter
October 27, 2020

In reply to by melanie

Melanie. I just finished with a scammer calling himself craig macgregor who said he was engineer working in syria. I fell hard. Long story short, he dumped me to look for more fertile fields, richer women. This hit hard until i remembered. I had fallen in love with an illusion. He wasnt the man i fell in love with. I fell in love with the illusion he created. The real craig turned into a bully. I fell in love with the engineer not the one who manipulates life savings out of vulnerable women. I cant love a man who scams and i dont think you can either. Hold onto the reality, not the illusion. This makes it easier for me to move forward. Good luck.
chocolate&cake
October 30, 2020

In reply to by melanie

If he really is your boyfriend then ask him some questions about you favourite colour, food .etc. then you will know who is real and who is fake and if that does not work then I 'run out of ideas
Sam sun is my …
November 27, 2020

In reply to by melanie

If don't mine I can help you locate if the person you are dealing with is a scammer if it's in the Facebook or Instagram
Pblack0055
February 01, 2021

In reply to by melanie

That is because he is scamming u I. Was in the same situation not long ago and it's not fun when u give ur heart to someone who never really cared from the start .but pls listen u don't deserve to be treated like this .it will do to u what it almost did to me ..make ur heart hard and trust no one so if down the line u do meet someone who might be ur soul mate ur not going to trust them or even urself when it comes to love . I wish u all the best . Paul
Daniel
June 04, 2021

In reply to by melanie

Scammers are everywhere be careful...Good people exist too. If you want to know a scammer demand a video call. Also do voice and video. With time you'll know the true nature of such person....thanks
Rose133
June 27, 2021

In reply to by melanie

Melanie, I hope someone reached out to you. I've experienced somewhat the same thing. Every weekend you don't hear a thing..the excuse is my Wi-Fi was down or not working. They come up with the really believable thing's. I don't know how long you have been connected with this so called boyfriend. If you suspect he is courting other women, most likely he is..some of them will take there time and let you get so attached to them and really love them with all your heart. You need to stop while you can and it won't be easy..it's when you least expect it, it happens..❤✌
whateverbena2
October 26, 2021

In reply to by melanie

get rid of him there all scamming us i caught him right away he wouldnt video or talk on the phone used a fake name George Williams and used a profile of a real doctor. your heart might hurt but better than stay with his guy if your reading these comments they are almost alot of the same think guys are doing to women dont buy into him. there good at making promisses but there not real want you to send money and disapear be aware ther all lies and feed on you....
flyfire
February 15, 2016

In reply to by tomtombees

Ladies/Gents: Please, please if u r romanced like u've never been romanced in ur life with flowery love language complete w love songs.. run, I mean as fast as u can. I was finessed like a violin. I am intelligent, trained in psychology but my heart strings were tugging pretty hard. It came to a screeching end when I asked Craig/James when he goofed & signed one of his many sonnets James & I challenged it, if he was going to next ask me for money to get him home from Australia where he was supposedly working, or for taxes .. he got violently angry, said he had been "wasting his time sitting on his ass writing to someone who didn't trust him." The upshot was that I had found him out! He blocked me, in fear. You see, I am clairvoyant & told him so in an earlier convo. Must have scared him too.
Connecticut et…
March 14, 2016

In reply to by tomtombees

Yeah I've had 3 girls in like 2 weeks say they were working for Unicef and that they're managing properties in Nigeria if they need money for their phone for a ticket out of there. But I have gotten girls to give me their address and full name a way to call them and actually talk to them but I keep telling myself that it's a scam that It could never work, then again I know some people who have been very successful if you actually talk to them on the phone and you send things in the mail back and forth that's pretty cool you gotta start off as a pen pal. The reason I'm on here is because there is a Russian that's where she loves me send me a new picture everyday and all I have to do is pay for her passport she can afford her ticket we have spoken on the phone with a few times plenty of email I just don't know if it's possible

Imetafrom
August 23, 2016

In reply to by tomtombees

Another is Rosemary Cremona , she is active and n Facebook and hangout Her email is itsaroselove
WayOutWester
August 25, 2016

In reply to by tomtombees

Back in July, I had a friend request of some lady. The profile Pic was just a picture of a boat and words about Jesus. But looked through friends list and couldn't see any mutual friends. So thought I'd accept request to see if I could find out more. Eventually saw a picture of her, and well let's say I was pleased I accepted her, she was quite pretty. But I never got in touch.

Then one day out the blue, just had a 'Hi' so messaged her back about HR later asking how we know each other and said is she from west of England or Midlands. And she didn't reply, just sent another hello. And I vaguely remember, during EU referendum I was posting comments in forums about wanting to leave and think She liked one of the comments. So I asked her if it was through that, and said yes and it's shame we left. I asked why she sent me a request when I'm glad to leave.

But started telling me how she lost both parents, but dad died in Plane crash in Labos, but she now gotta travel there to collect $52 million. But just kept Chatting n having laugh for quite a while.

And then one day asked If I could send £100 to pay for final papers to get this inheritance. Why would you travel so far without money to collect it? And why can't they deduct it off the inheritance. But after I said I couldn't afford to and we've not known each other online long and never met. I don't want to.

And she stopped messaging me. And eventually after asking why she not talking she said what's point being friends if I can't help. So I said, so you befriend me just for money. And said no. But when I said see it from my point of view. She avoids answering. I said if I'd known her in person, I may have her a small amount as tester. And if she did move to uk, I'd like to meet up. But now all of sudden today, she's in a new relationship. How' she manage that with guy in US when she meant to Be in Nigeria. Elizabeth M Cowell is the name

Need of Help
November 16, 2016

In reply to by tomtombees

My husband of 44 years is in a Nigerian RomanceScam. I don't know how long it has been going on. I found out 2 days ago because he wanted to mention to me if I see a large amount of money deposited in our acconts it's not ours. It's for a friend in Nigeria in the Peace Corp. He's sending the money by moneygram ($1700). I immediately told him it's a scam. Why would your friend ask to do it. Why not family. He got mad. Yelling at me. I immediately closed the account since it wasn't coming in until yesterday morning. I opened another account. When I got home, I had to tell him. He was screaming and yelling at me. It came out it was for a woman in Nigeria in Uncef who is was in love with. Yesterday, I changed all accounts and put them in my daughrer's and my name. By the advise of the banker, we left one open which is in both our names with $5 in the acct. I called and made a compliant with the FTC, called PayPay, and the police in our township to put a report in. This is money laundering and fraud. It's illegal money coming out of Nigeria to Brazil. My husband doesn't think this is a scam. He is so "in love", he trust it is her. My daughters are doing an intervention tonight at our home. I won't be here. I'll watching my grandchildren. If this doesn't work, then the police and admitted to a hospital. If he doesn't believe the police. I also called the FBI. They would talk to him but I want my girls to start the first step. Any advice???? PLEASE! I'm willing to work to help him back to normal even if it is counseling.
helpless
December 03, 2016

In reply to by tomtombees

Someone I know has been in contact with a nurse working for UNICEF too. Asked him to open a new checking account for money to be deposited for her then use moneygram to send back to her. Do you know if this money $1700 of her money will end up making my friend paying back to PayPal moneygram or bank?
FTC Staff
December 04, 2016

In reply to by helpless

If someone puts money into your bank account, and you withdraw the money and send it, and the bank finds out the deposit is no good, you must repay the bank. You are responsible for your account.

If someone tricks you, and says he put money in your account, and you take money out and send it, you will lose money. The bank expects you to repay the money you took out.

You take a big risk when you use your bank account, or open a new bank account, to help someone you met online.

sherry
January 01, 2017

In reply to by tomtombees

my dad has been scammed with the same story but her name is joan carter.......I have given him all the proof of it being a fraud including stolen SSN and reported emails names and he still talks to her...she must of promised him the moon and I cant break that pull
Pipper6996
February 14, 2017

In reply to by tomtombees

Hello I have this girl I met maria and she has a friend Helen both sre supposedly nuses, extremely convincing Maria is. Helen though, when I Said something about her being a scam
Anonymous
March 01, 2017

In reply to by tomtombees

A girl named caroline adam, jane jones tried to scam me as well from a dating site called skout and flurv. They both confessed their love quickly and told me they work for a company called UNICEF as well after doing research after both asked me for money I found out both were tryna scam me please be careful and look for redflags like...no fb or ig minimal friends on social media can't video chat voice dont match the picture and report them on the ftc website i am hurt i was scammed but maybe my story can help others.
kimperia
April 14, 2017

In reply to by tomtombees

Tomtombees! Your comment sounds way too familiar. This person from Nigeria is also on facebook going by the name Velez Jessica Nicoe. A friend of mine was super invested in this person and believed he would marry her, despite her bad English, massive male friend list and need for money. I investigated and sure enough....several men came to me with nude photos of the girl that was sent to my friend too. She too asked him to open a bank account and asked for money for Nursing. Whom ever personally owns those photos? I seriously feel sorry for her, because it is now rapidly spreading across the internet and facebook, to every man who falls prey to this Nigerian..
John
July 29, 2017

In reply to by tomtombees

I have a Sara Barlow says she's a UNICEF nurse student in Nigeria wanting money and saying she loves me.
foolish_old_man
May 22, 2018

In reply to by tomtombees

Woman, Abby Tomas, said she is in Nigeria with CSF and she needed money for food and then to get home when they were going to send her to Semolina. said she has an Australian passport. Another woman Jessica Prat had me sign up to sites and then vanished, just a trick to get men to sign up and pay the money. She also had pushed for one site that was needed for her safety. They declined me and took from my account anyways. Most if not all of the women online have been scammers in one way or another. Never honest about what they want.
perezazul12
August 20, 2015

In reply to by Jeanne

look what this guys said to me , he don't even say my name ,, he call me as baby or honey nothing like personal name calling each other ,, I met him and in one week he want me to open a bank account ,and want o send me 4000k and want me to wire the money for his company ,, and also its from army and from affrica .. so careful u guys ,,, here is what he want me to do look what he said to me ,,, Hi baby, how are you doing? and how was your day?? I already sent the money earlier yesterday, i have been busy i couldn't reply you on time, you know i'm always busy baby, I couldn't get a western union or moneygram office around here but i did send it through Unlimited Cash Money Transfer. I think that is the one they use around here, everything about this South America sucks... so all you need to do now is to go to their website on a computer. enter the payment details and the information will be sent to your email address.
Be alert
September 08, 2015

In reply to by perezazul12

What is his name? I must now, please. Coz I knew a man that used the same text.
slowpoke931
December 06, 2015

In reply to by Army

I met someone online he's in the army he said his name is captain chris McKnight. he wants me to use my bank acct so he can have Houston finance co.take money from his acc and put it in mine.he says they need all my bank infoplus my password and security questions and answers
AngelsHalo
December 18, 2015

In reply to by slowpoke931

Did you go through with it? What happened? I'm going through the something now and I'm terrified. The money is suppose to be in my account today. I've got myself into a horrible mess and now can't stop it. Help me someone, please
Koberail
December 29, 2015

In reply to by AngelsHalo

AngelsHalo ~ there is a women on facebook I let omn my friends list, the pixs she has are of a very pretty women, now, in 5 days she wants to married me, saying her granddad with into a lot of gold and died, he wanted her to have a good man, even sent me pixs of him with gold, is going to give her a lot of money to the man she marrieds, this is the catch, she wants me to send her laywer my bank account so, she can put the money in my bank and she can come to American when I sent it to her and get a visa to married me, and married me. she is 33 on her profile and I am 54, what would a women want to married a man she has never met in 5 days? I looked it up and she said' she lives in Ghana, she/him has even called me and when I looked up the 419 scam on Google about her laywers name, he is in there on the scam, I hope you did not sent anymoney to him,they will show you very pretty pixs of them, they talk about how you are the one and I have not known this person but 6 days, she said' she came on FB to find a good man, well, it is a scam, be very carefull to now give out any of your bank anncounts.they talk very good to you and try to pull you in and get your money.very EVIL people.
CA
January 25, 2016

In reply to by slowpoke931

Do not give him $ he is not in the army! Why would a total stranger ask you for your password! He is a scum sucking sscammer!!
MaCing
December 20, 2016

In reply to by Be prepared

OMG ! I have here a friends request named Frank Kennedy. I did not confirm yet. Thanks for posting and saving me