Considering Equifax’s offer of free credit monitoring after its breach? You need to sign up by January 31, 2018. Maybe you tried earlier but had trouble getting through. Or maybe you just put off the decision. Whatever the reason, if you want it, the time is now.
What’s Equifax offering? Until January 31st, anyone with a Social Security number can sign up for one year of free credit monitoring at equifaxsecurity2017.com. You don’t need to be a victim of the Equifax breach.
Here’s what you get: Equifax’s TrustedID credit monitoring covers all three major nationwide credit reporting agencies – Equifax, TransUnion and Experian. If any suspicious activity appears on your credit report, you’ll get an alert. The free services also include a copy of your Equifax credit report, Social Security number monitoring, and identity theft insurance. Plus, for a year, you can lock and unlock your Equifax credit file for free. Credit locks help limit access to your credit file by identity thieves trying to open new accounts. You need to get locks with all three credit reporting agencies for them to be effective.
What happens after January 31st? According to Equifax’s website, the enrollment period for free credit monitoring ends January 31st. Instead, starting January 31st, it will offer a free lock-for-life product that will allow you to lock and unlock your credit file, at no cost, from a mobile phone or computer. Equifax hasn’t announced the details yet. So, if you want to know more, check Equifax’s website after January 31st.
Still not sure what to do? Check out our article on identity theft protection services and FAQs on fraud alerts, credit freezes, and credit locks. And if you’re having trouble getting through to sign up for Equifax’s free credit monitoring, please report that to us.
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I have this service through Discover Card. Do I need equifax too?
In reply to I have this service through by tappydog
This blog describes the services Equifax is offering for free. Look at the details in the third paragraph of this blog. You can compare these services to the services you have now and decide what to do.
In reply to I have this service through by tappydog
In reply to I have this service through by tappydog
In reply to Has Equifax sent notices to by bklynborn1962
To find out if you were affected by the Equifax breach, go to equifaxsecurity2017.com. Click on the red button that says "Am I Affected."
In reply to To find out if you were by FTC Staff
In reply to Has Equifax sent notices to by bklynborn1962
In reply to I have been attempting to by FAEAWW
Equifax offered for credit report in US not US beneficiary of client in Out side . Federal Trade Commision support Equifax not support it client who out side in US .
In reply to I DID SIGN UP WITH EQUIFAX. by HMA
I also have had problems with getting my issues resolved and to have items removed from my credit report items been on my report since 90's its way passed time to have them removed. Its just not, fair. I've had my social security number hacked and unlawfully misused. I'm tired of getting the run around I pray that this get resolved.
In reply to Why would anyone trust by DontTrustEquifax
In reply to Why would anyone trust by DontTrustEquifax
In reply to Agreed, why would anyone by Edward
In reply to My husbands information was by Jmo27
In reply to My husbands information was by Jmo27
In reply to I have tried to enroll at by curious cat
Until January 31st, you can sign up for one year of free credit monitoring at equifaxsecurity2017.com. Equifax calls this "Trusted ID Credit Monitoring." The third paragraph of this blog tells you what is included in Trusted ID Credit Monitoring.
While trying to register w/Equifax, the form appeared to be leading to a premium (fee) registration rather than the free service explained in your bulletin. Is there a detail I might have missed?
In reply to Why would constituents or by lpgonzo
In reply to I have been attempting to by Ninork
In reply to Ninork- I am still having by Wil
In reply to I have been attempting to by Ninork
In reply to I have been attempting to by Ninork
In reply to By taking this free offer, by Skeptical Sue
In reply to i agree, has anyone answered? by tre
In reply to my information was affected - by jbsinfo
If your information was affected by the Equifax breach, you might place a fraud alert, credit freeze or lock on your credit reports. This FTC blog explains fraud alerts, credit freezes and credit locks.
In reply to Attempted to sign up. Some by Tiffany
Pagination