It’s Valentine’s Day and love is in the air. You may think you spend a lot on flowers or chocolate, but losing money in a romance scam would cost you even more. Last year, people reported losing $143 million to romance scams – a higher total than for any other type of scam reported to the FTC. And, according to a new FTC Data Spotlight, reports of romance scams are on the rise.
What do we mean by romance scams? We’re not talking about the person you thought was “the one” but ended up being a dud. We’re talking about people you meet online, who lavish you with attention … and then ask for money. Usually they want the money by wire transfer or gift card. They might claim they need it for a medical emergency or to come visit you. Then they take your money, but there’s no surgery and no trip.
Romance scammers are hard at work wooing people on dating apps and social media. They may lift photos to create an attractive profile or even steal the identity of a real person. Just like with real romances, it may take them some time to gain your trust, but the scammer’s payoff can be big. Last year, people reported a median loss of $2,600 from romance scams.
How can you avoid romance scams?
- Never send money or gifts to a sweetheart you haven’t met in person.
- Take it slowly. Ask questions and look for inconsistent answers. Check the person’s photo using your search engine’s “search by image” feature. If the same picture shows up with a different name, that’s a red flag.
- Talk to someone about this new love interest. And pay attention if your friends or family are concerned.
- If you suspect a romance scam, cut off contact right away. Then, report to the scam to the FTC at ftc.gov/complaint. Notify the dating site where you met the scammer, too.
For more information, read Online Dating Scams or watch this video:
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The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.
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In reply to They use Hangouts, Telegram by valntin
In reply to They use Hangouts, Telegram by valntin
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In reply to Does anyone know of Robert or by Vswift
Some scammers use people to help them transfer stolen money. They don't say the money is stolen - they tell a story to hide the purpose for the transaction. They meet someone online, create a relationship, and then ask the person to help transfer money. They may ask you to open an account, or add your name to an existing account.
If you do this for a scammer, your name may be on the account or on money transfer or other documents. If you get involved with a scheme, you could lose money and personal information, and get into legal trouble.
In reply to Some scammers use people to by FTC Staff
In reply to Met Harrison Fisher in a by Neveragain
In reply to Anyone know a guy in Turkey by Notwhatithought
He might be paying your credit card bill with stolen money or bad checks. If he pays with a bad check, the payment will get reversed and you'll still owe a credit card bill.
If he pays your credit card bill and you buy things to send him, but the charges get reversed later, you'll have more debt.
If he already took $47,000, he may trying to get more money or gifts from you.
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In reply to I need help! My mother in law by cbonv2020
In reply to A recently widowed friend who by 1realworriedfriend
Did your friend pay for the car with her own money? Or did "James Brown" send money to her bank account so she could buy the car? Some scammers ask people to receive and transfer stolen money. Did "James Brown" send her money and ask her to buy the car with that money?
If your friend changes her mind about the car and decides it's too expensive to keep right now, she could talk to the dealer.
In reply to A recently widowed friend who by 1realworriedfriend
In reply to Has anyone been talking to a by Drjess
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Pagination